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Texas Debt Law
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Debt Collector Directory

Who is calling you, and what are they allowed to do? Look up 523 collection agencies, debt buyers and collection law firms. Texas Debt Law sues debt collectors that violate the Fair Debt Collection Practices Act in Texas, California, Illinois, Georgia and Colorado.

Each profile is our own research from public records: what the company is, what kinds of debts it handles, how to confirm a debt it says you owe, how many debt collection complaints consumers sent the Consumer Financial Protection Bureau about it from November 13, 2023 to November 12, 2026, and any government enforcement actions, with sources. A complaint count is not a finding that a company broke the law, and a company appearing here doesn't mean it did anything wrong.

New: see which collectors Texans complain about most, statewide and in each metro area, in our Texas debt collector complaints report. Perfiles en español.

Collector crossed the line? Free FDCPA review(214) 851-2250

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Your Rights With Any Debt Collector

The FDCPA applies to collection agencies, most debt buyers and law firms that regularly collect consumer debts. It bars harassment, false or misleading statements, threats of action the collector can't or won't take, unauthorized fees, and telling your employer or family about the debt. Within five days of first contacting you, a collector must send a validation notice, and if you dispute the debt in writing within the validation period, it must stop collecting until it verifies the debt. A collector that breaks these rules can be ordered to pay your damages, up to $1,000 in statutory damages, and your attorney's fees (15 U.S.C. § 1692k). You generally have one year from a violation to sue.

Texas Debt Law files FDCPA lawsuits in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. Read more on our FDCPA lawyers page, or start a free case evaluation. Sued by one of these companies in Texas? Our debt buyer lawsuit guides and collection law firm guides explain how to respond.

Texas Debt Law is not affiliated with any company listed here. Profiles are general information from public sources, not legal advice, and don't state or imply that any company violated the law.

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