Designed Receivable Solutions Inc is a Southern California company that provides health care collection services. A letter from it most likely concerns an unpaid medical bill from a provider that referred the account.
- Type
- Collection agency
- Also known as
- Designed Receivable Solutions Inc; Designed Billing Solutions; DRSI
- Headquarters
- Cypress, CA
- Collects
- health care bills
74 debt collection complaints were sent to the Consumer Financial Protection Bureau about Designed Receivable Solutions, Inc. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Designed Receivable Solutions?
Designed Receivable Solutions Inc is a collection business in Cypress, California. Its Better Business Bureau business profile lists an address at 10833 Valley View Street, Suite 415, Cypress, CA 90630, gives a start date of October 2001, and describes the business as offering health care collection management services. The profile lists Designed Billing Solutions as an alternate name and names Daniel Eder as owner.
The company's website would not load for us when we prepared this profile, so we have not listed a phone number. Use the contact details printed on your letter, and check them against the provider whose bill is being collected.
Why Designed Receivable Solutions May Be Contacting You
Because the company's business is health care collections, a letter or call most likely concerns a bill from a hospital, physician group, lab, imaging center or other provider. The alternate name, Designed Billing Solutions, suggests the company may also do billing work for providers, so you could see its name on a statement before an account is ever treated as a collection.
Medical bills are especially prone to errors: claims that were never sent to insurance, payments applied to the wrong account, or charges for care you didn't receive. Before paying, figure out which provider and which date of service the balance belongs to.
How to Check a Debt Designed Receivable Solutions Says You Owe
- Ask for the provider and date of service. The validation notice must identify the creditor and itemize the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). If it only shows a billing company's name, ask which provider it represents.
- Get an itemized bill from the provider. Since September 2023, Texas has barred licensed health care facilities from pursuing collection until they send the patient an itemized bill; see our update on SB 490.
- Compare it with your insurer's explanation of benefits. If the claim was denied or never filed, the provider may need to resubmit it.
- Dispute in writing within the validation period. A timely dispute requires the collector to pause until it sends verification.
- Check the age of the bill. Texas usually allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debts (Tex. Fin. Code § 392.307). Other states differ.
What Designed Receivable Solutions Can and Can't Do
A company that collects debts owed to health care providers is a "debt collector" under 15 U.S.C. § 1692a(6). That means it:
- May not report a medical debt to a credit bureau before contacting you about it (12 C.F.R. § 1006.30(a)). The major credit bureaus have also changed how they handle medical collections; see our note on medical debt reporting.
- May not misrepresent the amount owed or add charges the provider agreement or law doesn't allow (15 U.S.C. §§ 1692e(2), 1692f(1)).
- May not tell others, such as your employer, about your medical debt (15 U.S.C. § 1692c(b)).
- Is presumed to harass if it calls more than seven times in seven days about one account (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against Designed Receivable Solutions. See whether you can be sued over medical bills in Texas, or our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Designed Receivable Solutions or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- BBB business profile: Designed Receivable Solutions Inc (facts only)
- CFPB enforcement actions (full list reviewed)
- CFPB Consumer Complaint Database: Designed Receivable Solutions, Inc., debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Designed Receivable Solutions has violated any law. Company details change; tell us if something here is out of date.