Triton Recovery Group is a commercial collection firm in Coral Springs, Florida. It says it concentrates on the merchant cash advance industry and other business debts, so it most often contacts business owners and guarantors.
- Type
- Collection agency
- Also known as
- Triton Recovery LLC
- Headquarters
- Coral Springs, FL
- Collects
- merchant cash advances, commercial accounts receivable, subrogation claims
- Phone numbers it lists
- (844) 727-3863, (954) 251-6278
- Website
- tritonrecoverygroup.com
55 debt collection complaints were sent to the Consumer Financial Protection Bureau about Triton Recovery Group from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Triton Recovery Group?
Triton Recovery Group lists its headquarters at 3111 N. University Drive, Suite 702, Coral Springs, Florida 33065. Its website footer identifies the company as Triton Recovery LLC. It describes itself as "a fully insured and bonded commercial collections firm licensed in the State of Florida." The site also lists NMLS Company ID 2662238 and a Nevada compliance manager certificate number, CM12915. Its phone numbers are (844) 727-3863 toll-free and (954) 251-6278.
A CFPB search for "Triton" returns an action against Triton Management Group, Inc. That is a different company, and we did not find a CFPB enforcement action against Triton Recovery Group.
Why Triton Recovery Group May Be Contacting You
Triton says it "concentrates its practice in the Merchant Cash Advance industry and all other areas of commercial debt collections throughout the country." A merchant cash advance (MCA) is a funding arrangement in which a business sells a share of its future receivables to a funder in exchange for a lump sum, usually repaid through daily or weekly debits. When those payments stop, the funder may place the account with a firm like Triton.
If Triton is calling you personally, the most likely reason is that you own a small business that took an MCA, or you signed a personal guaranty for one. Its site also lists subrogation among its services. Complaints naming Triton in the CFPB database come from many states and are mostly filed as "other debt."
How to Check a Debt Triton Recovery Group Says You Owe
MCA disputes turn on contract terms, so gather the paperwork before you negotiate:
- Ask in writing for the funder's name, the agreement, any personal guaranty you signed, and a full payment history showing every debit taken from your business account.
- Check whether the account is really a business debt. If it's actually a personal or household debt, you are entitled to a federal validation notice and dispute rights (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). See how to dispute a debt.
- Read the reconciliation clause. Many MCA contracts let the merchant ask to lower payments when revenue drops. Note whether you asked and how the funder responded.
- Look for a confession of judgment or forum clause, and get legal advice before signing any new settlement that adds one.
- Track the timeline. Texas generally allows four years to sue on a contract debt (Tex. Civ. Prac. & Rem. Code § 16.004). MCA agreements often choose another state's law, and other states set different deadlines.
What Triton Recovery Group Can and Can't Do
The federal FDCPA protects only consumers, meaning people who owe debts incurred primarily for personal, family or household purposes (15 U.S.C. § 1692a(5)). Its rules generally don't cover a merchant cash advance or other business debt, even when the owner personally guaranteed it. See whether these laws protect businesses. Even so:
- If Triton collects a consumer debt, such as a personal account, the FDCPA applies in full. That includes the Regulation F limit of seven calls in seven days (12 C.F.R. § 1006.14(b)(2)) and the ban on false threats (15 U.S.C. § 1692e).
- Any collector is still subject to general laws against fraud, threats and unauthorized debits from your bank account.
- It can't sue you or get a judgment without a court case. You keep the right to answer any lawsuit and raise defenses under the contract.
If you're not sure whether a debt is consumer or commercial, our Texas FDCPA attorneys page explains how to get it reviewed.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Triton Recovery Group or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Triton Recovery Group: Home
- Triton Recovery Group: Contact
- CFPB consumer complaint database: Triton Recovery Group
- CFPB enforcement actions (searched by name)
- CFPB Consumer Complaint Database: Triton Recovery Group, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Triton Recovery Group has violated any law. Company details change; tell us if something here is out of date.