Rubin & Rothman, LLC is a creditors' rights law firm in Islandia, New York, that says it has represented creditors for more than 50 years. If it contacts you, it is trying to collect a past-due account for a creditor client, possibly through a lawsuit.
- Type
- Collection law firm
- Also known as
- Rubin & Rothman, LLC
- Headquarters
- Islandia, NY
- Phone numbers it lists
- (800) 298-6058
- Website
- rubinrothman.com
205 debt collection complaints were sent to the Consumer Financial Protection Bureau about Rubin & Rothman, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Rubin & Rothman?
Rubin & Rothman, LLC is a law firm that practices creditors' rights law from 1787 Veterans Memorial Highway in Islandia, New York, on Long Island. The firm's website says it has represented creditors "for over 50 years" and identifies its communications as coming from a debt collector. It lists a New York City Department of Consumer and Worker Protection license (No. 2110651), a main consumer line at (800) 298-6058, and separate email addresses for comments and complaints.
Why Rubin & Rothman May Be Contacting You
The firm's website describes its clients only as "creditors" and does not name them or the account types it handles. Because it is a law firm, its contact may be a demand letter, a call, or a court summons. If you are served with a lawsuit, the papers will name the plaintiff, which may be the original creditor or a company that bought the account. That name tells you who actually claims the money. Rubin & Rothman is based in New York; if you live in Texas and receive its letter, ask where the account originated and which court, if any, it intends to use.
How to Check a Debt Rubin & Rothman Says You Owe
When the collector is a law firm, deadlines can come from two directions: the validation notice and any court papers.
- If you were sued, calendar the answer date first. Court deadlines do not wait for a dispute letter. In Texas, see our debt lawsuit Q&A.
- Read the validation notice. It must identify the creditor, itemize the balance and state when your dispute period ends (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing. Ask for the original signed agreement or account-opening records, the charge-off statement and, if the plaintiff is a buyer, the chain of assignment showing it owns your specific account.
- Check the math. Compare the claimed principal, interest and any attorney's fees to your last statements and to what your contract allows.
- Raise limitations if it applies. In Texas, most consumer debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). New York and other states set their own periods.
What Rubin & Rothman Can and Can't Do
Lawyers who regularly collect consumer debts, including through litigation, are "debt collectors" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). For a law firm, that means:
- A letter on law-firm letterhead may not imply that an attorney has reviewed your file if none has.
- It may not threaten suit unless suit is actually intended and authorized.
- It may not sue you in a distant venue; the FDCPA requires suit where you signed the contract or where you live (15 U.S.C. § 1692i).
- It must still follow Regulation F's call limits (12 C.F.R. § 1006.14(b)(2)) and stop calling you at work if told your employer prohibits it.
We did not find a CFPB enforcement action against Rubin & Rothman. If you have questions about a letter or suit from the firm, our Texas FDCPA attorneys page explains how we review these cases.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Rubin & Rothman or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Rubin & Rothman: home page
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Rubin & Rothman, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Rubin & Rothman has violated any law. Company details change; tell us if something here is out of date.