Forest Recovery Services is a third-party debt collection agency. If it has contacted you, a creditor has probably placed a past-due account with it, and you have the right to ask it to prove the debt.
- Type
- Collection agency
- Also known as
- Forest Recovery Services LLC; Forest Recovery Services, L.L.C.
- Website
- forestrecoveryservices.com
135 debt collection complaints were sent to the Consumer Financial Protection Bureau about Forest Recovery Services LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Forest Recovery Services?
Forest Recovery Services calls itself a "professional debt collection agency" on its website. The Better Business Bureau lists two entities under the name that share the same website and phone number. Forest Recovery Services, L.L.C. is listed in South Barrington, Illinois, with a start date of May 2005 and Harold Berquist as manager. Forest Recovery Services LLC is listed in Inverness, Florida, incorporated in June 2013, with John Berquist as owner. The BBB also lists billing services as one of the Florida entity's categories.
We could not read the company's own contact or service pages, so we have not listed phone numbers or the industries it serves. Confirm any number you're given against the official website before you discuss an account.
Why Forest Recovery Services May Be Contacting You
We were unable to verify which creditors Forest Recovery Services works for. Like other third-party agencies, it contacts people about accounts that businesses have placed with it for collection. Because the Florida entity is also listed as a billing service, you may get an initial bill or reminder from it before an account is formally placed for collection. The first written notice should make clear which business the account belongs to and whether the agency is collecting a debt.
How to Check a Debt Forest Recovery Services Says You Owe
With an agency that publishes little about its clients, verifying the account is the priority:
- Ask for the validation notice. Under 15 U.S.C. § 1692g and 12 C.F.R. § 1006.34, it must identify the creditor, itemize the amount, and give a date by which you can dispute.
- Dispute in writing by that date if you don't recognize the account or the amount. The agency must stop collecting until it sends verification.
- Find out which entity is contacting you (Illinois or Florida) and which creditor it represents. Then contact that creditor yourself to confirm the account and its balance.
- Compare the balance to receipts, statements or your final bill.
- Check whether the debt is too old to sue on. Texas's general limitation period is four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt in Texas (Tex. Fin. Code § 392.307). Other states have other deadlines.
What Forest Recovery Services Can and Can't Do
A company collecting consumer debts for others is a "debt collector" under 15 U.S.C. § 1692a(6), whichever state it operates from.
- Its first communication, and later ones, must disclose that it is a debt collector (15 U.S.C. § 1692e(11)).
- It may not leave a voicemail or send a message that reveals the debt to someone else (15 U.S.C. § 1692c(b); 12 C.F.R. § 1006.6(d)).
- Making more than seven calls in seven days about one debt is presumed to be harassment (12 C.F.R. § 1006.14(b)(2)); see Regulation F's call, text and email limits.
- It may not threaten legal action that isn't intended or allowed (15 U.S.C. § 1692e(5)).
We did not find a CFPB enforcement action against Forest Recovery Services. Contact our FDCPA attorneys if you think a collector broke the rules.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Forest Recovery Services or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Forest Recovery Services: official site
- BBB business profile: Forest Recovery Services, L.L.C., South Barrington, IL (facts only)
- BBB business profile: Forest Recovery Services LLC, Inverness, FL (facts only)
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Forest Recovery Services LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Forest Recovery Services has violated any law. Company details change; tell us if something here is out of date.