Law Offices of Robert J. Colclough, III: Who They Are and Your Rights

Type

Collection law firm

Also known as

Law Offices of Robert J. Colclough; Law Offices of Robert J Colclough III

Headquarters

Chatsworth, CA

Collects

bank and credit union accounts, medical bills, car dealership and rental accounts, school balances, gym and internet accounts, apartment balances, accounts for debt purchasers

64 debt collection complaints were sent to the Consumer Financial Protection Bureau about Law Offices of Robert J. Colclough, III from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is the Law Offices of Robert J. Colclough, III?

The Law Offices of Robert J. Colclough, III is a collection law firm tied to Allied Collection Services of California, LLC, a Chatsworth, California collection agency. Allied's website calls the firm "our in house law firm" and says it lets Allied offer legal collection services. Allied says it was established in 2000 and lists California debt collection license number 10461-99 and an office at 9301 Oakdale Avenue, #205, Chatsworth. The BBB profile for the law office uses the same address and links to Allied's website. The Texas Secretary of State's debt collector bond records list a 2010 filing for the firm at an earlier address in Northridge, California. We did not find a CFPB enforcement action against the firm or against Allied.

The firm does not appear to have its own website. Allied's site lists (877) 714-8191 for its office, weekdays 8 a.m. to 5 p.m. Pacific.

Why the Law Offices of Robert J. Colclough, III May Be Contacting You

Allied's site says it carries out "a full out-of-court debt collection effort under the name of our in-house law firm." So a letter on this firm's letterhead may simply be the next stage of an Allied collection, not proof that a lawsuit has been filed. Allied also says the firm files lawsuits throughout California and enforces judgments by wage garnishment, bank levy and property liens, all of which California law allows after a judgment.

Allied's client list covers banks, debt purchasers, credit unions, medical providers, car dealerships and rental companies, schools, check-cashing businesses, gyms, internet providers, retail chains and apartment management companies.

How to Check a Debt the Firm Says You Owe

• Find out whether you have actually been sued. A demand letter is not a lawsuit. If you were served, the deadline to respond runs from service, and a dispute letter does not stop it; see what to do first if you are sued.
• Read the validation notice and dispute in writing within the validation period if the debt or amount is wrong (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
• Ask who the client is. With so many kinds of clients, ask for the original creditor, the current owner, and, if a debt buyer owns it, the chain of assignment.
• Ask for documents that fit the account: a gym or internet contract and its cancellation terms, an itemized medical bill and insurance history, or a lease and move-out statement.
• Check the dates. Texas generally allows four years to sue (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). California and other states use their own periods.

What the Firm Can and Can't Do

Lawyers who regularly collect consumer debts, including through lawsuits, are "debt collectors" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)); see collection law firms as debt collectors.

• A letter on law-firm letterhead may not suggest an attorney has reviewed your file unless one actually has (15 U.S.C. § 1692e(3)).
• It must sue you where you live or where you signed the contract (15 U.S.C. § 1692i).
• It may not collect amounts the contract or law does not allow (15 U.S.C. § 1692f(1)).
• California allows wage garnishment after a judgment, within limits. Texas generally does not allow it for ordinary consumer debts (Tex. Const. art. XVI, § 28), so a Texas resident should not be told otherwise.

See our Texas FDCPA attorneys page if a collection law firm crossed the line.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Law Offices of Robert J. Colclough, III or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• Allied Collection Services of California: In-house law firm
• Allied Collection Services of California: home page
• BBB business profile: Law Offices of Robert J. Colclough (Chatsworth, CA)
• Texas Secretary of State debt collector bond search (Law Offices of Robert J Colclough III)
• CFPB enforcement actions search
• CFPB Consumer Complaint Database: Law Offices of Robert J. Colclough, III, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Law Offices of Robert J. Colclough, III has violated any law. Company details change; tell us if something here is out of date.