Berman & Rabin, P.A. is a creditors' rights law firm in Overland Park, Kansas, founded in 1983. It collects consumer accounts such as credit cards, auto loans, installment loans and medical bills, and files collection suits in several Midwestern states.
- Type
- Collection law firm
- Also known as
- Berman & Rabin, P.A.
- Headquarters
- Overland Park, KS
- Collects
- credit card accounts, auto loans, installment loans, mortgage accounts, medical bills, commercial accounts
- Phone numbers it lists
- (913) 649-1555
- Website
- bermanrabin.com
44 debt collection complaints were sent to the Consumer Financial Protection Bureau about Berman & Rabin, P.A. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Berman & Rabin?
Berman & Rabin, P.A. is a law firm that represents creditors. It says it was founded in 1983 to specialize in creditor representation and has stayed with that work since. Its office is at 15280 Metcalf Avenue in Overland Park, Kansas. The firm says it is licensed for traditional collections in all fifty states and handles full legal operations, meaning lawsuits, in Kansas, Missouri, Oklahoma, Colorado, Arkansas and Iowa. It offers both a collection division and litigation, and takes payments through an online portal linked from its site. We did not find a CFPB enforcement action against Berman & Rabin.
Why Berman & Rabin May Be Contacting You
The firm lists the kinds of accounts it handles: consumer credit cards, mortgage, auto, healthcare and installment loans, along with commercial lending. It works both before charge-off, when a lender wants help collecting a late account, and after charge-off, including pre-litigation letters and lawsuits. A letter from Berman & Rabin may be an ordinary collection demand, or it may be the first step toward a suit if you live in one of the states where it litigates.
How to Check a Debt Berman & Rabin Says You Owe
When a law firm writes to you, find out whether a lawyer has actually reviewed your account and whether a suit has been filed.
- Get the validation notice. The firm must tell you the creditor's name and itemize the debt (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period and ask for the account agreement, statements and, for a car loan, the repossession and sale notices. Collection must pause until the firm sends verification.
- Ask who owns the debt. The plaintiff may be the original lender or a debt buyer that purchased the account; see why a company you have never heard of may sue you.
- Recalculate the balance, including any interest and attorney's fees, against your own records.
- Check the deadline. In Texas, most suits on a debt must be brought within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Kansas and other states have their own periods.
If you have already been served, don't let the answer deadline pass; see what to do first if you are sued.
What Berman & Rabin Can and Can't Do
Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA, including when they litigate (Heintz v. Jenkins, 514 U.S. 291 (1995)). See can a collection law firm also be a debt collector?
- A letter on law firm letterhead may not imply that a lawyer reviewed your file if none meaningfully did (15 U.S.C. § 1692e(3)).
- It may not threaten a lawsuit the client has not authorized or does not intend (15 U.S.C. § 1692e(5)), and may not sue or threaten to sue on a time-barred debt (12 C.F.R. § 1006.26(b)).
- Under the FDCPA venue rule, a consumer suit generally must be filed where you live or where you signed the contract (15 U.S.C. § 1692i).
- For an auto loan, any deficiency it seeks must be supported by proper repossession and sale notices; see car deficiency suits after repossession.
If the firm's collection seemed improper, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Berman & Rabin or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Berman & Rabin: home page
- Berman & Rabin: About
- CFPB enforcement actions search: Berman
- CFPB Consumer Complaint Database: Berman & Rabin, P.A., debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Berman & Rabin has violated any law. Company details change; tell us if something here is out of date.