Resurgence Legal Group, PC is a collection law firm in Bannockburn, Illinois, that recovers receivables for creditors. It holds a California debt collection license, and a letter or lawsuit from it usually concerns a consumer account a creditor referred to it.
- Type
- Collection law firm
- Also known as
- Resurgence Legal Group, PC
- Headquarters
- Bannockburn, IL
- Phone numbers it lists
- (877) 440-0860, (847) 656-0550
- Website
- resurgencelegal.com
23 debt collection complaints were sent to the Consumer Financial Protection Bureau about Resurgence Legal Group, PC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Resurgence Legal Group?
Resurgence Legal Group, PC is a law firm that collects debts for creditors. Its website describes its work as providing "creditors with a compliance focused solution for recovering receivables" and lists an office at 2801 Lakeside Drive, Suite 209, in Bannockburn, Illinois. The site also displays a California Debt Collection License number, which California requires of most consumer debt collectors, including many law firms.
The firm's name is similar to Resurgent Capital Services, a separate, much larger company with its own directory profile. Check the name on your letter carefully. We did not find a CFPB enforcement action against Resurgence Legal Group.
Why Resurgence Legal Group May Be Contacting You
The firm does not name its clients on its website. As with other collection law firms, a letter from Resurgence Legal Group generally means a creditor or a company that bought the account has hired it to collect, and possibly to file suit. The firm's site invites consumers to pay online, by phone or by mail.
When a law firm writes, the letter will often name a "current creditor" that is different from the company you originally borrowed from. That usually means the account was sold.
How to Check a Debt Resurgence Legal Group Says You Owe
- Look for the validation notice in the first letter or within five days after it. It must list the current creditor, the itemized balance, and a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing before that deadline if anything is unfamiliar. Ask for the original creditor's name, the last account number, and documents showing how the current creditor got the account.
- Identify the owner. If a debt buyer owns the account, ask for the chain of assignment. Gaps in that chain matter if a lawsuit follows.
- Match the balance to your last statement from the original lender, and question any added interest or fees.
- Check the dates. Texas allows four years to sue on most debts (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer may not sue on a time-barred consumer debt (Tex. Fin. Code § 392.307). Illinois, California and other states use different periods.
If you are served with a lawsuit, do not ignore it. Our page on what to do first if you're sued walks through the deadlines.
What Resurgence Legal Group Can and Can't Do
Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA, even when the collection takes the form of litigation (Heintz v. Jenkins, 514 U.S. 291 (1995)). For a collection law firm, that means:
- A letter on law-firm letterhead may not suggest an attorney has reviewed your file if none has (15 U.S.C. § 1692e(3)).
- It may not threaten a suit the creditor has not authorized or does not intend to file (15 U.S.C. § 1692e(5)).
- It may not sue you in a distant county; a consumer debt suit generally belongs where you signed the contract or where you live (15 U.S.C. § 1692i).
- It may not collect amounts that the agreement or the law does not allow (15 U.S.C. § 1692f(1)).
Read more about collection law firms as debt collectors or contact our Texas FDCPA attorneys.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Resurgence Legal Group or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Resurgence Legal Group: home page
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: Resurgence Legal Group, PC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Resurgence Legal Group has violated any law. Company details change; tell us if something here is out of date.