TSC Accounts Receivable Solutions: Who They Are and Your Rights

Type

Collection agency

Headquarters

McKinney, TX

Collects

medical bills, utility and service accounts, rent, HOA dues, tuition and fees

Phone numbers it lists

(760) 444-5750, (833) 842-5183, (760) 444-5526

Website

tscarsolutions.com

35 debt collection complaints were sent to the Consumer Financial Protection Bureau about TSC Accounts Receivable Solutions from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is TSC Accounts Receivable Solutions?

TSC Accounts Receivable Solutions describes itself as a nationwide, family-owned collection agency based in McKinney, Texas. Its website lists an office at 1400 N. Coit Road, Suite 1304, in McKinney, and says it works on a contingency basis, meaning it is paid only when it recovers money for a client.

The website lists a consumer line for account questions, (760) 444-5750, along with a toll-free number, (833) 842-5183, and a main number, (760) 444-5526. We did not find a CFPB enforcement action against TSC Accounts Receivable Solutions in the CFPB's public enforcement list.

Why TSC May Be Contacting You

TSC's website names a broad set of clients. It collects for hospitals, physician groups, clinics and healthcare systems; for utilities, service providers, municipalities and financial institutions; and for property managers, homeowners associations, day care centers and private schools. A letter from TSC may concern:

• a medical bill from a hospital stay or office visit;
• rent or move-out charges claimed by a landlord or property manager;
• HOA dues or assessments;
• unpaid day care or private school tuition and fees; or
• a utility or service account.

How to Check a Debt TSC Says You Owe

Many TSC accounts, such as rental and HOA balances, involve charges that are easy to dispute line by line, so ask for detail.

• Review the validation notice. It must identify the creditor and break down the balance from the itemization date (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
• For rent or move-out charges, compare the claim against your lease, your move-in and move-out inspection, photos, and the landlord's security-deposit accounting.
• For HOA dues, ask for the ledger and the governing documents that authorize any late fees or collection costs.
• Dispute in writing within the validation period, and ask whether the client still owns the account or has sold it.
• Consider the statute of limitations. In Texas, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states have different periods.

What TSC Can and Can't Do

A collection agency collecting consumer debts for others is a "debt collector" under 15 U.S.C. § 1692a(6). Texas consumers are also protected by the Texas Debt Collection Act (Tex. Fin. Code ch. 392). A few points:

• It may not collect any fee or charge that your lease, HOA documents or the law does not authorize (15 U.S.C. § 1692f(1)).
• It may not report information it knows or should know is false to a credit bureau (15 U.S.C. § 1692e(8)), and it must report a disputed debt as disputed.
• It may not call more than seven times in seven days about one debt without triggering Regulation F's harassment presumption (12 C.F.R. § 1006.14(b)(2)).
• Texas has an itemized-bill requirement for certain medical debts; see our SB 490 update.

See our FDCPA attorneys page for more.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If TSC Accounts Receivable Solutions or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• TSC Accounts Receivable Solutions: home page
• CFPB enforcement actions list
• CFPB Consumer Complaint Database: TSC Accounts Receivable Solutions, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that TSC Accounts Receivable Solutions has violated any law. Company details change; tell us if something here is out of date.