Receivable Collection Services: Who They Are and Your Rights

Type

Collection agency

Also known as

Receivable Collection Services, LLC

Headquarters

Floral Park, NY

38 debt collection complaints were sent to the Consumer Financial Protection Bureau about Receivable Collection Services, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Receivable Collection Services?

Receivable Collection Services, LLC is a collection agency in Floral Park, New York. We did not find an official company website, so this profile relies on the company's Better Business Bureau listing. That listing gives:

• Address: 170 Jericho Turnpike, Suite 204, Floral Park, New York 11001.
• Phone: (855) 727-8939.
• Business start date: January 2013; organized as a limited liability company.
• Principal contact: Mark Hablenko, president.

The BBB describes the business simply as a collection agency. We did not find a CFPB enforcement action against Receivable Collection Services.

Why Receivable Collection Services May Be Contacting You

We could not verify which creditors or industries Receivable Collection Services works for. Its name is also similar to other collection companies, so make sure you know exactly which company is contacting you. Ask the caller for the full company name, mailing address and a call-back number, and compare them with the BBB listing above.

Then ask for the name of the original creditor, the account number that creditor used and the amount it says you owe. Write down the date and time of each call and who you spoke to.

How to Check a Debt Receivable Collection Services Says You Owe

Insist on the written validation notice before you pay anything. It must state the creditor, an itemized balance and your deadline to dispute (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). If you pay by phone, use a method that leaves a record, and get the agreement in writing first.

If you don't know the creditor or think the amount is wrong, send a written dispute within the validation period. Collection must stop until verification is mailed to you. Ask in the same letter whether the original creditor still owns the account or who bought it.

Old debts call for extra care. Under Texas law, most consumer debt suits must be brought within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). New York and other states have their own deadlines. If an account is unfamiliar and very old, check your credit reports and records before responding. Texas's HB 4238 requires collectors to stop pursuing a debt once they receive a court order declaring you an identity theft victim.

What Receivable Collection Services Can and Can't Do

As a collection agency, Receivable Collection Services is a "debt collector" under 15 U.S.C. § 1692a(6) when it collects consumer debts for others.

• It must give meaningful disclosure of its identity on calls (15 U.S.C. § 1692d(6)).
• It may not falsely claim to be an attorney or a government official (15 U.S.C. § 1692e(1), (3)).
• It may not threaten arrest, wage seizure or a lawsuit that isn't lawful or intended (15 U.S.C. § 1692e(4)-(5)).
• It is limited to seven call attempts in seven days per debt before harassment is presumed (12 C.F.R. § 1006.14(b)(2)).

Visit our FDCPA attorneys page for help.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Receivable Collection Services or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• BBB business profile: Receivable Collection Services, LLC
• CFPB enforcement actions search
• CFPB Consumer Complaint Database: Receivable Collection Services, LLC, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Receivable Collection Services has violated any law. Company details change; tell us if something here is out of date.