Robinson, Hoover & Fudge, PLLC is an Oklahoma City collection law firm that says its sole practice is collecting consumer debts in Oklahoma and Arkansas. Its clients include auto finance companies, banks, credit unions, medical providers and debt buyers.
- Type
- Collection law firm
- Also known as
- Robinson, Hoover & Fudge, PLLC; Robinson & Hoover
- Headquarters
- Oklahoma City, OK
- Collects
- auto loan deficiencies, bank and credit union loans, medical bills, debt buyer accounts
- Phone numbers it lists
- (405) 232-6464, (833) 342-0001
- Website
- rhfok.com
26 debt collection complaints were sent to the Consumer Financial Protection Bureau about Robinson & Hoover from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Robinson, Hoover & Fudge?
Robinson, Hoover & Fudge, PLLC is a consumer collection law firm in Oklahoma City. Its website says the firm has served creditors since 1986, that its "sole practice is the collection of consumer debts," and that it practices in federal, state and tribal courts in Oklahoma and Arkansas. It describes a staff of four partners, one associate and more than 30 full-time legal assistants, and gives a mailing address of P.O. Box 1748, Oklahoma City, OK 73101, with visitors by appointment. A FindLaw directory listing places the office at 119 N. Robinson Ave., Suite 1000, Oklahoma City.
The CFPB complaint database lists this company as "Robinson & Hoover." We matched the two names because the shortened name follows the firm's, the firm's practice is consumer collections, and most complaints under that name came from Oklahoma and involved auto debt, which fits the clients the firm names.
Why Robinson, Hoover & Fudge May Be Contacting You
The firm lists its clients as automobile finance companies, banks, credit unions, medical providers, debt buyers and other creditors. The most common reason to hear from it is a car loan. After a vehicle is repossessed and sold, the lender may claim a deficiency balance, which is the gap between the sale price and what was owed plus costs. Other letters involve unpaid bank or credit union loans, medical bills, or accounts bought by a debt buyer. As a law firm, it may also send a court petition, or try to collect on a judgment after one is entered.
How to Check a Debt Robinson, Hoover & Fudge Says You Owe
With car deficiencies, the numbers deserve a hard look:
- Get the validation notice. Under 15 U.S.C. § 1692g and Regulation F (12 C.F.R. § 1006.34), the firm must name the creditor, itemize the balance, and give a dispute deadline. Here is what it must include.
- For a repossession, ask for the sale paperwork: the notice of sale you were sent, the sale price, and the repossession and auction costs charged. A sale that wasn't commercially reasonable can affect the deficiency. Read car deficiency lawsuits.
- Dispute in writing within the validation period if the amount is off, and ask whether the lender still owns the account or sold it. See how to dispute.
- Watch the dates. For Texas residents, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Oklahoma and Arkansas set their own limits.
- If you were served, don't wait. Answer deadlines are short. See what to do first if you're sued.
What Robinson, Hoover & Fudge Can and Can't Do
Under Heintz v. Jenkins, 514 U.S. 291 (1995), lawyers who regularly collect consumer debts, including through litigation, are "debt collectors" under the FDCPA (more on law firms). So the firm:
- Must sue in the county where you live or signed the contract (15 U.S.C. § 1692i).
- Can't seek amounts, such as fees or interest, that the contract or law doesn't allow.
- Can't misstate what it will do after a judgment. In Texas, ordinary consumer debts can't be collected by garnishing wages.
- Can't call more than seven times in seven days about one debt (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against Robinson, Hoover & Fudge. If you have been contacted or sued, our FDCPA attorneys can review the case.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Robinson, Hoover & Fudge or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Robinson, Hoover & Fudge: home page
- FindLaw directory listing: Robinson Hoover & Fudge, PLLC
- CFPB Consumer Complaint Database: Robinson & Hoover
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Robinson & Hoover, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Robinson, Hoover & Fudge has violated any law. Company details change; tell us if something here is out of date.