Sequium Asset Solutions is a Georgia collection agency that provides first-party and third-party collection services on past-due and charged-off accounts for its creditor clients. If it contacts you, it is collecting an account a creditor placed with it.
- Type
- Collection agency
- Also known as
- Sequium Asset Solutions, LLC
- Headquarters
- Atlanta, GA
- Phone numbers it lists
- (877) 362-8766
- Website
- sequium.com
2,675 debt collection complaints were sent to the Consumer Financial Protection Bureau about Sequium Asset Solutions, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Sequium Asset Solutions?
Sequium Asset Solutions, LLC is a debt collection company in the Atlanta area. Its website lists an address at 2700 Cumberland Parkway, Suite 200, Atlanta, Georgia, and a Marietta, Georgia office on its services page. The site lists a Nevada collection agency license (NMLS #1535231), a New York City Department of Consumer and Worker Protection license (no. 2047963-DCA), and a Nevada compliance manager certificate.
The company says its mission is to provide "customized recovery solutions for distressed and non-performing accounts receivable portfolios" for creditor clients. Its consumer payment portal is branded DAVID.
Why Sequium May Be Contacting You
Sequium says it offers both first-party collection, where it contacts customers in the creditor's name, and third-party collection, where it collects under its own name on accounts a creditor has placed with it. It describes working "multi-stage consumer and commercial receivables portfolios." Its website does not name its clients or the kinds of debt it handles most often, so the letter or text you received is the best guide: it should name the creditor and the account.
The phone number published on Sequium's website is (877) 362-8766. If a message gives you a different number or a link, you can go to sequium.com directly instead of tapping it.
How to Check a Debt Sequium Says You Owe
Since Sequium's site doesn't say which industries it serves, your first job is identifying the account.
- Find the creditor's name on the validation notice. Sequium's notice must state the creditor, the account number, an itemization date, and how the balance changed since that date (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Our guide to validation notices shows what to look for.
- Ask who owns the account today. Ask Sequium whether the original creditor still owns the account or sold it, and to send account documents, not just a balance.
- Dispute in writing within the validation period if you don't recognize the account, the amount looks wrong, or you think it was paid or settled. Sequium must stop collecting until it sends verification.
- Find your last payment date. In Texas, the general limit for suing on a consumer debt is four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on a time-barred consumer debt (Tex. Fin. Code § 392.307). Other states use other periods, so get advice before you pay anything on a very old account.
What Sequium Can and Can't Do
When Sequium collects in its own name on accounts owed to its clients, it is a "debt collector" under the FDCPA (15 U.S.C. § 1692a(6)).
- It must identify itself as a debt collector in its communications (15 U.S.C. § 1692e(11)).
- It may not call more than seven times in seven days about one debt (12 C.F.R. § 1006.14(b)(2)), and every text or email must give you a way to opt out (12 C.F.R. § 1006.6(e)).
- It may not report the account to a credit bureau before it has communicated with you about it (12 C.F.R. § 1006.30(a)).
- It may not threaten a lawsuit that no one intends to file, or wage garnishment that Texas law doesn't allow for ordinary consumer debts (15 U.S.C. § 1692e(5); Tex. Const. art. XVI, § 28).
If Sequium's collection crossed these lines, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Sequium Asset Solutions or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Sequium Asset Solutions: home page (address, phone, licenses)
- Sequium Asset Solutions: About
- Sequium Asset Solutions: Services
- Sequium Asset Solutions: Consumers
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Sequium Asset Solutions, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Sequium Asset Solutions has violated any law. Company details change; tell us if something here is out of date. Lea este perfil en español.