Central Collection Corp. is a collection agency near Milwaukee, Wisconsin, that has collected for businesses and health care providers since 1974. A contact from it usually concerns a bill owed to a local provider, landlord or service business.
- Type
- Collection agency
- Also known as
- Central Collection Corporation
- Headquarters
- Brookfield, WI
- Collects
- medical bills, dental bills, rental balances, insurance accounts, automotive accounts, financial accounts, commercial accounts
- Phone numbers it lists
- (262) 754-2222
- Website
- centralcollectioncorp.com
21 debt collection complaints were sent to the Consumer Financial Protection Bureau about Central Collection Corporation from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Central Collection Corp.?
Central Collection Corp. is a third-party collection agency based in Brookfield, Wisconsin, a Milwaukee suburb. Its website gives its address as 3055 N. Brookfield Road, Suite 31, and says it has been recovering debt for a range of businesses, with a particular focus on health care collections, since 1974. It works on a contingency basis ("No Collection - No Charge," in its words).
Several unrelated companies use similar "Central" names. This profile covers the Wisconsin agency. We did not find a CFPB enforcement action against Central Collection Corp.
Why Central Collection Corp. May Be Contacting You
The company's Services page lists the fields it collects in: medical, dental, financial, insurance, commercial, rental, automotive, lawn care and HVAC, among others. So a letter from Central Collection Corp. is likely about a balance with a doctor or dentist, a landlord, an insurance agency, a repair shop or a home-service contractor.
Two practices on its site are worth knowing about. First, it says it lists accounts of $50 or more with TransUnion. Second, if normal collection efforts fail, it says it may recommend a lawsuit to the client and that its attorney will handle the case if the client approves.
How to Check a Debt Central Collection Corp. Says You Owe
Because these are usually small, local accounts, your own paperwork is often the best evidence.
- Wait for, or ask for, the validation notice (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). It must name the business that referred the account and itemize the balance.
- Dispute in writing within the validation period if the work was never done, was covered by insurance, or was already paid. Collection must pause until verification is mailed.
- Ask who the creditor is now and whether the agency is collecting for the original business or a new owner.
- Look for added charges. Compare the balance to the original invoice, lease ledger or dental statement.
- Consider timing. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Wisconsin and other states set their own deadlines.
What Central Collection Corp. Can and Can't Do
Central Collection Corp. collects debts owed to its clients, so it is a "debt collector" under 15 U.S.C. § 1692a(6). Among the rules it must follow:
- Before reporting a debt to a credit bureau, it must first communicate with you about the debt (12 C.F.R. § 1006.30(a)), and it must report a disputed debt as disputed (15 U.S.C. § 1692e(8)).
- Under the credit bureaus' own policies, paid medical collections and those under $500 should not appear on your report; see our medical debt reporting note.
- It may not imply a lawsuit is coming unless one is actually intended (15 U.S.C. § 1692e(5)). In Texas, a judgment on a consumer debt generally cannot be collected by garnishing your wages.
- It may not call before 8 a.m. or after 9 p.m. your time without your permission (15 U.S.C. § 1692c(a)(1)).
Learn how to dispute a debt, or see what our Texas FDCPA attorneys review.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Central Collection Corp. or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Central Collection Corp.: home page
- Central Collection Corp.: Our Services
- Central Collection Corp.: Contact
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: Central Collection Corporation, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Central Collection Corp. has violated any law. Company details change; tell us if something here is out of date.