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Texas Debt Law

Collection law firm

Rausch Sturm LLP: Who They Are and Your Rights

In short

Rausch Sturm LLP is a law firm that represents financial institutions and creditors in collecting past-due accounts. A letter from it, or a lawsuit it files, is on behalf of a creditor or debt owner named in the letter or petition.

Type
Collection law firm
Also known as
Rausch Sturm
Headquarters
Brookfield, WI
Collects
accounts owed to financial institutions and other creditors
Phone numbers it lists
(866) 456-3744
Website
rauschsturm.com

406 debt collection complaints were sent to the Consumer Financial Protection Bureau about Rausch Sturm LLP from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Rausch Sturm LLP?

Rausch Sturm LLP is a law firm whose website says that for the past 40 years it has represented financial institutions and creditors in resolving customers' past-due obligations. Its main office and mailing address is 300 North Executive Drive, Suite 200, Brookfield, Wisconsin 53005, and it lists three other offices: Greenwood Village, Colorado; Birmingham, Alabama; and 15660 N. Dallas Parkway, Suite 350, Dallas, Texas 75248.

The firm publishes licenses or permits for Connecticut, North Carolina, Maryland, California and several New York jurisdictions, and its consumer line is (866) 456-3744 (TTY 711), open 8 a.m. to 8 p.m. Central Monday through Thursday and until 6 p.m. on Friday. It lists separate email addresses for disputes and complaints.

Why Rausch Sturm May Be Contacting You

Rausch Sturm works for creditors, so it is not the party that claims you owe money; its client is. That client could be the financial institution that opened the account, or another creditor that now holds it. The firm may send a demand letter, call to discuss payment, or file a collection lawsuit in the client's name. In Texas, a petition it files will name its client as the plaintiff.

If you have already been served with a lawsuit that lists Rausch Sturm as the plaintiff's attorney, the court deadline matters more than anything else on this page. Our guide to being sued by Rausch Sturm in Texas walks through the answer deadline, discovery and summary judgment.

How to Check a Debt Rausch Sturm Says You Owe

A letter from a law firm can feel like a lawsuit already exists. It may not, and you still have the right to make the creditor prove the debt.

  • Look for the validation notice. A law firm collecting consumer debts must give the same notice as any collector, naming the creditor and itemizing the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
  • Dispute in writing within the validation period. The firm must then stop collecting until it sends verification. You can use its published dispute email or mail your dispute to the Brookfield address, and keep proof of sending.
  • Ask who the client is. If the account was sold, find out the current owner and the original creditor; the owner is the one that must prove its case in court.
  • Check court records. If the letter mentions a lawsuit, look up the case with the county clerk rather than relying on the letter alone.
  • Check the timing. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer client cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states differ.

What Rausch Sturm Can and Can't Do

Lawyers who regularly collect consumer debts, including through litigation, are "debt collectors" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). That means:

  • A letter on law-firm letterhead may not suggest that an attorney reviewed your file if no attorney meaningfully did (15 U.S.C. § 1692e(3)).
  • It may not threaten a lawsuit its client does not intend to bring, or sue on a debt that is time-barred (15 U.S.C. § 1692e(5); 12 C.F.R. § 1006.26(b)).
  • It must file any collection suit in the county where you live or where you signed the contract (15 U.S.C. § 1692i).
  • Even after a Texas judgment, it cannot garnish your wages for an ordinary consumer debt.

Read whether a collection law firm is also a debt collector, or see our FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Rausch Sturm LLP or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Rausch Sturm LLP has violated any law. Company details change; tell us if something here is out of date.

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