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Wakefield & Associates: Who They Are and Your Rights

In short

Wakefield & Associates is a collection agency, long based in Colorado, that collects medical bills for healthcare providers. In 2025 it merged with Revco Solutions, and its old website now points to Revco.

Type
Collection agency
Also known as
W&A Intermediate Co., LLC; Wakefield & Associates, LLC; Revco Solutions
Collects
hospital and medical bills
Website
revcosolutions.com

2,493 debt collection complaints were sent to the Consumer Financial Protection Bureau about W&A Intermediate Co., LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Wakefield & Associates?

The CFPB lists this company's complaints under "W&A Intermediate Co., LLC," a name most consumers never see. Federal contractor registration records identify W&A Intermediate Co LLC as the ultimate parent of Wakefield & Associates, LLC, a contractor located in Fort Morgan, Colorado, with W&A Midco LLC as the immediate parent. The brand on the letters was Wakefield & Associates, often shortened to Wakefield.

In February 2025, Revco Solutions and Wakefield & Associates announced a merger. Industry publication insideARM reported that the combined company would operate as Revco Solutions, with Wakefield's former CEO becoming chairman of the board. Today the Wakefield web address redirects to Revco's site. If your paperwork says Wakefield and a newer letter says Revco, the two may relate to the same account. See our separate Revco Solutions profile.

Why Wakefield & Associates May Be Contacting You

Wakefield's work centered on medical debt, and Revco now describes itself as a healthcare revenue cycle company used by thousands of healthcare organizations. A contact from Wakefield or Revco is therefore most likely about a hospital, clinic or physician bill that went unpaid, sometimes after an insurance claim was denied or only partly paid.

In Colorado, Wakefield has also filed collection lawsuits. In September 2026 the Colorado Attorney General announced a settlement tied to a 2023 state medical debt law that requires certain documentation before a collector can get a default judgment on covered medical debt. Denver7 reported that the AG alleged Wakefield sought default judgments without filing that evidence and sometimes relied on assignment documents regulators considered insufficient. Wakefield agreed to pay $30,000 and vacate default judgments on 44 Colorado accounts, while denying wrongdoing and maintaining that its practices did not violate Colorado law.

How to Check a Debt Wakefield Says You Owe

Medical balances are some of the hardest debts to verify from your own records, so ask for specifics.

  • Get the validation notice and read the itemization. It should name the provider, the balance on the itemization date, and later interest, fees, payments and credits (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
  • Dispute in writing during the validation period and request the provider's itemized statement with dates of service, plus the insurer's explanation of benefits for each claim.
  • Confirm who holds the account now. After a merger, ask whether Wakefield, Revco or the provider itself owns it, and where payments should go.
  • Ask the hospital about charity care or financial assistance you may have qualified for when you were treated.
  • Watch the calendar. In Texas, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states, including Colorado, set their own rules.

What Wakefield & Associates Can and Can't Do

A company that collects a provider's medical bills is a "debt collector" under 15 U.S.C. § 1692a(6). For medical accounts in particular:

  • A Texas health care facility must send you an itemized bill before it pursues collection (Texas SB 490).
  • The national credit bureaus no longer include paid medical collections or those with an original balance under $500 (our update).
  • The collector may not misstate the amount or legal status of a medical debt, for example by adding charges your insurer already covered (15 U.S.C. § 1692e(2)).
  • It may not discuss your medical bill with your employer, relatives or neighbors except to find your address or phone number (15 U.S.C. § 1692c(b)).

If you are sued on a medical bill, our answer on medical-bill lawsuits in Texas covers the basics.

Government Actions on the Public Record

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Wakefield & Associates or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

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Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Wakefield & Associates has violated any law. Company details change; tell us if something here is out of date. Lea este perfil en español.

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