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Collection law firm

London & London: Who They Are and Your Rights

In short

London & London is a business law firm in Newington, Connecticut, whose litigation practice includes collections and creditors' rights. It represents banks, national lenders and retail creditors, so a contact usually concerns a Connecticut credit account or lawsuit.

Type
Collection law firm
Headquarters
Newington, CT
Collects
bank and lender accounts, retail credit accounts
Phone numbers it lists
(860) 666-4500
Website
londonandlondon.com

16 debt collection complaints were sent to the Consumer Financial Protection Bureau about London & London from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is London & London?

London & London is a full-service business law firm at 48 Christian Lane in Newington, Connecticut. Besides transactional work such as real estate and wills, its litigation practice covers collections and creditors' rights, commercial litigation, bankruptcy and foreclosures. The firm's About page says its creditors' rights practice is known "throughout the New England region."

The firm says it is a member of creditor-attorney groups including the National Association of Retail Collection Attorneys (NARCA) and the Commercial Law League. We did not find a CFPB enforcement action against London & London.

Why London & London May Be Contacting You

London & London's website describes its clients as individuals, local and regional businesses, local and regional banks, and national lending institutions. Its creditors' rights group serves "commercial and retail creditor clients" and transmits case documents electronically to them. A letter or lawsuit from the firm will most likely involve a bank, credit card or other consumer loan account owed to one of those lenders, usually in a Connecticut court.

The firm also offers online payment and a Spanish-language version of its site.

How to Check a Debt London & London Says You Owe

  • Find the validation notice naming the current creditor, itemizing the balance and stating your dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
  • Dispute in writing within that window, and ask for the account agreement, the charge-off statement and any assignment if the lender sold the account.
  • Confirm the owner of the debt; a national lender's account may have been transferred to a buyer before suit.
  • Check the amount against your last statements, including any post-charge-off interest.
  • Check the deadline to sue. Texas generally allows four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Connecticut's limitation periods differ.

What London & London Can and Can't Do

A law firm that regularly collects consumer debts, including through lawsuits, is a "debt collector" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). For a bank and lender collection practice:

  • It may not misrepresent the amount or the legal status of the account (15 U.S.C. § 1692e(2)).
  • It must sue in the county where you live or signed the contract (15 U.S.C. § 1692i).
  • It must pause collection after a timely written dispute until it sends verification (15 U.S.C. § 1692g(b)).
  • It may not contact third parties about your debt except to locate you (15 U.S.C. § 1692c(b)).

See what to do first if you're sued, or contact our Texas FDCPA attorneys.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If London & London or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that London & London has violated any law. Company details change; tell us if something here is out of date.

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