The Moore Law Group: Who They Are and Your Rights

Type

Collection law firm

Also known as

The Moore Law Group, A Professional Corporation; The Moore Law Group, APC; Moore Law Group

Headquarters

Santa Ana, CA

Collects

consumer debt, commercial debt

Phone numbers it lists

(800) 506-2652

Website

collectmoore.com

109 debt collection complaints were sent to the Consumer Financial Protection Bureau about The Moore Law Group from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is The Moore Law Group?

The Moore Law Group, A Professional Corporation, is a law firm that practices legal collections. Its website opens with the notice that the firm "is a debt collector" and states that it holds California DFPI Debt Collector License No. 10223-99. Payments and correspondence go to PO Box 25145, Santa Ana, CA 92799-5145, and its phone number for all offices is (800) 506-2652.

The firm lists five offices:

• Santa Ana, California (3710 S. Susan St., Suite 210)
• Centennial, Colorado
• Albuquerque, New Mexico
• Mesa, Arizona
• Henderson, Nevada

Its president is Harvey M. Moore. His firm biography says he has practiced law in California for almost 40 years and served as president of the National Creditors Bar Association from 2015 to 2017. It says the firm's practice includes "the collection of consumer and commercial debt" and advising "lenders, credit unions, debt buyers and collection agencies." We did not find a CFPB enforcement action against The Moore Law Group.

Why The Moore Law Group May Be Contacting You

A letter or call from this firm usually means a creditor or a debt buyer has hired it to collect an account, often with a lawsuit as the next step. The firm doesn't name its clients on its website. Most complaints naming it in the CFPB's database come from California, Nevada, Arizona, Colorado and New Mexico, the states where it has offices, and most are filed as credit card debt. If you live in Texas, contact from this firm may concern an account you opened while living in one of those states.

How to Check a Debt The Moore Law Group Says You Owe

A law firm letter can feel more urgent than an agency letter, but the same rules apply:

• Get the validation notice. It must name the current creditor, list the original creditor and itemize interest, fees, payments and credits since the itemization date (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
• Dispute in writing before the deadline in the notice if anything looks wrong. The firm must stop collecting until it mails verification. See how to dispute a debt.
• Find out whether the client is the bank or a buyer. If a debt buyer now owns the card account, ask for the chain of title from the original bank to the current owner.
• Match the numbers against your last card statements, and question any post-charge-off interest.
• Know the limitations clock. Texas gives four years to sue on most debts (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers can't sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Western states have their own periods, which may differ.

If you've already been served, read what to do first. Missing the answer deadline usually leads to a default judgment.

What The Moore Law Group Can and Can't Do

Lawyers who regularly collect consumer debts are covered by the FDCPA, even when the collection happens through litigation (Heintz v. Jenkins, 514 U.S. 291 (1995)). See when a law firm is a debt collector. For this firm, that means:

• A letter on law firm letterhead must reflect real attorney involvement. Implying a lawyer reviewed your file when none did is prohibited (15 U.S.C. § 1692e(3)).
• It must sue you where you live or where you signed the contract (15 U.S.C. § 1692i).
• It can't threaten a lawsuit it doesn't intend to file, or sue on a debt it can't legally collect (15 U.S.C. § 1692e(5)).
• Once it knows you have a lawyer, it must deal with your lawyer instead of you (15 U.S.C. § 1692c(a)(2)).

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If The Moore Law Group or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• The Moore Law Group: Home
• The Moore Law Group: Contact us and office locations
• The Moore Law Group: Our people
• BBB business profile: The Moore Law Group, A Professional Corporation (business facts only)
• CFPB consumer complaint database: The Moore Law Group
• CFPB enforcement actions (searched by name)
• CFPB Consumer Complaint Database: The Moore Law Group, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that The Moore Law Group has violated any law. Company details change; tell us if something here is out of date.