Rash Curtis & Associates is a nationwide collection agency, established in 1977, that collects medical bills and accounts for utilities, telecom, real estate, retail and financial clients. A call or letter from it usually means one of those businesses placed an unpaid account with it.
- Type
- Collection agency
- Also known as
- KBR, Inc. d/b/a Rash Curtis & Associates; Rash Curtis & Associates Agency, Inc.
- Headquarters
- Las Vegas, NV
- Collects
- medical bills, utility bills, telecommunications accounts, real estate and rental accounts, retail accounts, bank and finance accounts
- Phone numbers it lists
- (866) 729-2722
- Website
- rashcurtis.com
96 debt collection complaints were sent to the Consumer Financial Protection Bureau about KBR INC DBA RASH CURTIS & ASSOCIATES from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Rash Curtis & Associates?
Rash Curtis & Associates is a debt collection agency that says it was established in 1977. The CFPB's complaint database lists it as KBR, Inc. doing business as Rash Curtis & Associates. Its About page says it is headquartered in Las Vegas, Nevada, and describes it as a nationally licensed agency with networked call centers covering every U.S. time zone. Its consumer contact page lists locations in Nevada, Hawaii, Florida, Denver and Missouri. The home page shows California collection license number 10033-99 and links to NMLS licensing and state disclosure pages. We did not find a CFPB enforcement action against Rash Curtis & Associates.
Why Rash Curtis & Associates May Be Contacting You
Much of Rash Curtis's business is health care. It offers hospitals and other providers "early-out" pre-collection work, extended business office billing, and traditional bad-debt collection. That means you could hear from it about a hospital or doctor balance either shortly after the bill went unpaid (sometimes on the provider's letterhead) or months later as a placed collection account. Its About page also lists retail, real estate, entertainment, utility, banking, check and commercial clients, and the home page adds telecom and hospitality.
The site mentions in-house attorney representation and legal work in state and federal courts, so some accounts may move toward a lawsuit. Its consumer line is (866) 729-2722, and it takes payments through an online portal. Before you pay, compare any number you were given against the one on its website or your written notice.
How to Check a Debt Rash Curtis & Associates Says You Owe
Medical and utility balances often change after the account is placed, as insurance pays or a deposit is applied. Check carefully before paying.
- Read the validation notice. Within five days of first contacting you, a collector must send a notice naming the creditor, itemizing the balance and giving a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period if anything looks wrong. Ask for the provider's itemized statement, the dates of service and the insurance payments and adjustments applied.
- Ask whether the account is still owned by the hospital, utility or other client, or whether it has been sold.
- Check for charity care. Nonprofit hospitals have financial-assistance policies. If you qualified, ask the hospital to review the bill.
- Watch the calendar. In Texas, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states set their own periods.
What Rash Curtis & Associates Can and Can't Do
When it collects consumer accounts owed to its clients, Rash Curtis is a "debt collector" under 15 U.S.C. § 1692a(6). Its early-out billing done in a provider's name may be treated differently, so ask which company is actually contacting you.
- It may not call about one debt more than seven times in seven days, or within seven days after a phone conversation about it (12 C.F.R. § 1006.14(b)(2)). See our note on Regulation F call limits.
- It may not threaten a lawsuit that is not actually intended (15 U.S.C. § 1692e(5)).
- It may not collect amounts not authorized by your agreement or by law (15 U.S.C. § 1692f(1)).
- For a bill from a licensed Texas health care facility, the provider must send an itemized bill before it pursues collection; see Texas SB 490.
If something about its collection seemed wrong, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Rash Curtis & Associates or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Rash Curtis & Associates: home page
- Rash Curtis & Associates: About Us
- Rash Curtis & Associates: Contact Us (consumers)
- CFPB enforcement actions search: Rash
- CFPB Consumer Complaint Database: KBR INC DBA RASH CURTIS & ASSOCIATES, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Rash Curtis & Associates has violated any law. Company details change; tell us if something here is out of date.