Everest Receivable Services Inc. is a consumer debt recovery company in the Buffalo, New York area, incorporated in 2008. It contacts people about past-due consumer accounts placed with it by creditors.
- Type
- Collection agency
- Also known as
- Everest Receivable Services Inc.; Everest Receivables
- Headquarters
- Getzville, NY
- Collects
- delinquent consumer accounts
- Phone numbers it lists
- (888) 397-2894
- Website
- everest-inc.com
45 debt collection complaints were sent to the Consumer Financial Protection Bureau about Everest Receivable Services Inc. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Everest Receivable Services?
Everest Receivable Services Inc. describes itself as a licensed, full-service consumer receivable asset management company focused on recovering delinquent consumer debt. Its website places it in Buffalo, New York, and the Better Business Bureau lists its address as 2351 North Forest Road, Suite 100, in the Buffalo suburb of Getzville, with a second location in Depew. The BBB shows the business starting on October 23, 2008 and incorporating that November, with Neil A. Walsh as president. The company's site lists NMLS ID 926201 and a Nevada collection agency license, and says it is a member of ACA International. We did not find a CFPB enforcement action against Everest Receivable Services. (The CFPB's only "Everest" action involves Everest College, an unrelated for-profit school.)
Why Everest Receivable Services May Be Contacting You
Everest works for creditors that place unpaid consumer accounts with it. Its website does not list the industries or companies it serves, so the notice you receive is the place to find the creditor's name. Everest offers an online account portal and says consumers who opt in may receive account updates by text message. Its main number is (888) 397-2894.
How to Check a Debt Everest Receivable Services Says You Owe
Because Everest's site does not say whose accounts it handles, start by pinning down the creditor.
- Look for the validation notice. Within five days of first contacting you, Everest must send a notice naming the creditor and itemizing the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period if you do not recognize the creditor or the amount, and ask for the original account statements. Everest must stop collecting until it verifies the debt.
- Ask whether the account was sold. If a debt buyer now owns it, you are entitled to know who that is.
- Compare the balance with your last statement from the original creditor, and question any added interest or fees.
- Check the dates. In Texas, a suit on most debts must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). New York and other states set their own limitation periods.
What Everest Receivable Services Can and Can't Do
As an agency that collects consumer debts owed to others, Everest is a "debt collector" under 15 U.S.C. § 1692a(6).
- Text messages count as communications. Each one must give you a simple way to opt out (12 C.F.R. § 1006.6(e)); see can debt collectors text or email me?
- It may not call more than seven times in seven days about one debt, or call again within seven days after a phone conversation about it (12 C.F.R. § 1006.14(b)(2)).
- It may not threaten consequences, such as a lawsuit, that are not intended or not legal (15 U.S.C. § 1692e(5)).
- If you tell it in writing to stop contacting you, it must stop except to confirm or to notify you of a specific action (15 U.S.C. § 1692c(c)).
If Everest's collection seemed improper, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Everest Receivable Services or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Everest Receivables: home page
- Everest Receivables: Recovery Services
- BBB business profile: Everest Receivable Services Inc
- CFPB enforcement actions search: Everest
- CFPB Consumer Complaint Database: Everest Receivable Services Inc., debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Everest Receivable Services has violated any law. Company details change; tell us if something here is out of date.