The Law Offices of Hayt, Hayt & Landau, LLC is a New Jersey law firm that collects consumer and commercial debts for creditors, including through lawsuits and judgment enforcement in New Jersey and Pennsylvania.
- Type
- Collection law firm
- Also known as
- Law Offices of Hayt, Hayt & Landau, LLC
- Headquarters
- Eatontown, NJ
- Collects
- credit cards, auto loans, credit union loans, medical bills, student loans, utility bills
- Phone numbers it lists
- (877) 429-8529
- Website
- haytlaw.com
77 debt collection complaints were sent to the Consumer Financial Protection Bureau about Law Offices of Hayt, Hayt & Landau, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Hayt, Hayt & Landau (New Jersey)?
The Law Offices of Hayt, Hayt & Landau, LLC is a collection law firm at 2 Industrial Way West, Eatontown, New Jersey 07724. Its website gives (877) 429-8529 as its phone number, runs a Spanish-language version, and states in its footer that communications from the firm come from a debt collector. Its listing in the National Creditors Bar Association directory says it is licensed to practice in New Jersey and Pennsylvania, with an additional office in Philadelphia.
A separate firm, Hayt, Hayt & Landau, P.L., practices in Florida and Georgia and has its own profile. Check the address and state on your letter or court papers to see which firm you're dealing with.
Why Hayt, Hayt & Landau May Be Contacting You
The New Jersey firm's directory listing names a broad set of practice areas: credit cards, auto loans and repossession, credit unions, medical bills, student loans, utilities and communications, government and tax accounts, commercial collections and judgment enforcement. A letter from the firm usually means a creditor or debt buyer has referred an account for legal collection. It may come before a lawsuit, during one, or after a judgment, when the firm is trying to collect on that judgment.
The website offers an online payment portal. If you're dealing with an existing judgment, get the court, docket number and current payoff in writing before you pay.
How to Check a Debt Hayt, Hayt & Landau Says You Owe
Legal collection files often pass through several hands before reaching the firm, so trace the account back.
- Read the validation notice. It must name the current creditor, itemize the balance since a reference date, and give a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Send a written dispute in time. Ask for the original account agreement, the charge-off statement and the payment history. If you've already been sued, a dispute letter doesn't replace a court answer.
- Identify the client. Is the firm representing your original lender, hospital or utility, or a company that bought the account? Ask for the assignment chain if it's a buyer.
- Check post-judgment figures. Make sure interest and costs added after a judgment match what the court allowed.
- Check the age of the debt. Texas generally gives four years to sue (Tex. Civ. Prac. & Rem. Code § 16.004), and Texas bars debt buyers from suing on time-barred consumer debt (Tex. Fin. Code § 392.307). New Jersey and Pennsylvania set their own limits.
What Hayt, Hayt & Landau Can and Can't Do
Attorneys who regularly collect consumer debts, in or out of court, are covered by the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). That means the firm:
- Must bring a collection suit where you live or where you signed the contract (15 U.S.C. § 1692i).
- May not seek attorney's fees or interest beyond what the contract or law permits (15 U.S.C. § 1692f(1)). See whether a collector can add fees.
- May not threaten to garnish, levy or seize property unless it can legally do so and intends to (15 U.S.C. § 1692e(4)-(5)).
- May not call more than seven times in seven days about one debt (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against the Law Offices of Hayt, Hayt & Landau, LLC. See whether a collection law firm is a debt collector, or visit our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Hayt, Hayt & Landau (New Jersey) or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Hayt, Hayt & Landau (NJ): home page
- National Creditors Bar Association directory: Law Offices of Hayt, Hayt & Landau, LLC
- CFPB enforcement actions list (checked all pages)
- CFPB Consumer Complaint Database: Law Offices of Hayt, Hayt & Landau, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Hayt, Hayt & Landau (New Jersey) has violated any law. Company details change; tell us if something here is out of date.