Stuart-Lippman and Associates, Inc. is a Tucson, Arizona collection and subrogation agency whose clients include insurance companies. It may contact you about an insurance-related balance, an insurer's claim for reimbursement, or another account.
- Type
- Collection agency
- Also known as
- Stuart-Lippman and Associates, Inc.
- Headquarters
- Tucson, AZ
- Collects
- insurance accounts, insurance subrogation claims, commercial accounts
- Phone numbers it lists
- (800) 880-5400
- Website
- stuartlippman.com
32 debt collection complaints were sent to the Consumer Financial Protection Bureau about Stuart-Lippman and Associates, Inc from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Stuart-Lippman and Associates?
Stuart-Lippman and Associates, Inc. is an agency at 5447 E. 5th Street, Suite 110, in Tucson, Arizona. Its website describes collection, subrogation, arbitration and accounts receivable management services for insurance, financial and commercial clients. The site lists NMLS Registry ID 937350, California license 10331-99 and Nevada license CAD11745.
Its published phone number is (800) 880-5400. We did not find a CFPB enforcement action against Stuart-Lippman and Associates in the CFPB's public enforcement list.
Why Stuart-Lippman May Be Contacting You
The company's website lists service areas for life and health insurance, property and casualty insurance, commercial accounts, and retail and consumer accounts. The website does not list specific debt types, but for an individual, contact from an agency in these lines of business can involve:
- Unpaid insurance premiums. When an auto, home or other policy is cancelled, the insurer may claim premium for the time the policy was in force, and it may send that balance to an agency.
- Subrogation. After an insurer pays its own customer for an accident or loss, it may seek reimbursement from the person it believes caused the damage. A subrogation demand is a claim for damages, not a bill for something you bought.
- A consumer or retail account placed by another type of client.
How to Check a Debt Stuart-Lippman Says You Owe
Insurance-related claims call for different paperwork than an ordinary bill.
- For premium balances, request the policy number, the cancellation date and the insurer's earned-premium calculation. Check whether you were credited for any unearned premium and whether the cancellation notice was sent to you.
- For subrogation claims, ask for the claim number, the date of loss and the payment records. Notify your own insurer right away; if you had liability coverage on the date of the accident, it may handle the claim.
- Use the validation notice. If the letter concerns a consumer debt, it must name the creditor and itemize the amount (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Dispute in writing within the validation period.
- Ask who owns the claim now: the insurer or a company that bought it.
- Check deadlines. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Property-damage claims can have shorter limitation periods, and other states set their own rules, so ask a lawyer about old claims.
What Stuart-Lippman Can and Can't Do
An agency collecting consumer debts for others is a "debt collector" under 15 U.S.C. § 1692a(6). Courts have reached different results on whether a tort-based subrogation claim is a "debt" under the FDCPA, so the answer may depend on the facts. Unpaid premiums on a personal policy generally are consumer debts. In any case:
- It may not misstate the amount or legal status of a debt (15 U.S.C. § 1692e(2)).
- It may not threaten action that it cannot legally take or does not intend to take (15 U.S.C. § 1692e(5)).
- It must honor a written request to stop contact on a consumer debt (15 U.S.C. § 1692c(c)).
- Regulation F limits calls to seven in seven days per debt (12 C.F.R. § 1006.14(b)(2)).
More about your rights is on our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Stuart-Lippman and Associates or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Stuart-Lippman and Associates: home page
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: Stuart-Lippman and Associates, Inc, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Stuart-Lippman and Associates has violated any law. Company details change; tell us if something here is out of date.