National Account Systems of Omaha, LLC is a collection agency headquartered in Omaha, Nebraska. It collects overdue accounts for financial services companies, medical and dental offices, property managers and other businesses, and also offers check recovery.
- Type
- Collection agency
- Also known as
- National Account Systems of Omaha, LLC
- Headquarters
- Omaha, NE
- Collects
- medical and dental bills, rental property balances, financial services accounts, commercial accounts, returned checks
- Phone numbers it lists
- (402) 551-1955, (866) 513-1815
- Website
- nasomaha.com
55 debt collection complaints were sent to the Consumer Financial Protection Bureau about National Account Systems of Omaha, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is National Account Systems of Omaha?
National Account Systems of Omaha, LLC says it is headquartered in Omaha, Nebraska, and describes itself as a fully licensed and compliant Nebraska collection agency. Its website gives a mailing address of PO Box 45767, Omaha, NE 68145, and two phone numbers: (402) 551-1955 and (866) 513-1815.
The Better Business Bureau lists 1969 as the year the business started and March 2011 as the date the current LLC was formed, and names Mark Kottke as president. The BBB profile says the company also offers check recovery, staff training and collection-strategy consulting.
We did not find a CFPB enforcement action against National Account Systems of Omaha.
Why National Account Systems of Omaha May Be Contacting You
The company's industry pages cover four areas:
- Healthcare: medical and dental office balances.
- Property management: money a landlord says is owed after a lease ended, such as unpaid rent, cleaning or repair charges.
- Financial services: accounts from lenders and other financial companies.
- Commercial: business and professional-service invoices.
Rental balances deserve special attention. Move-out charges are often disputed, and the landlord's records of the unit's condition and your security deposit decide whether the balance is right.
How to Check a Debt National Account Systems of Omaha Says You Owe
Your validation notice should name the creditor and break down the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). What you check next depends on the account:
- For a former apartment, ask for the lease, the move-out inspection, photos, repair invoices and the deposit accounting. Compare them with your own move-out photos.
- For a dental or medical bill, ask for the itemized statement and insurance payment history.
- For a returned check, ask for a copy of the check and the fee the merchant charged, and confirm any fee is one the law allows.
Send any dispute in writing within the validation period, and ask who owns the account now. Then look at the age of the debt. Texas generally allows four years to sue on consumer debts (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers can't sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states, including Nebraska, set their own periods.
What National Account Systems of Omaha Can and Can't Do
When it collects consumer debts for clients, the company is a "debt collector" under 15 U.S.C. § 1692a(6). Purely business debts are outside the FDCPA.
- It may not collect move-out or other charges that the lease or the law doesn't authorize (15 U.S.C. § 1692f(1)).
- It may not report a medical or dental debt before it has communicated with you about it (12 C.F.R. § 1006.30(a)).
- It may not call before 8 a.m. or after 9 p.m. your local time unless you agree (15 U.S.C. § 1692c(a)(1)).
- It may not imply that a bounced check will lead to arrest unless that is lawful and intended (15 U.S.C. § 1692e(4)-(5)).
Read more on our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If National Account Systems of Omaha or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- National Account Systems of Omaha: home page
- BBB business profile: National Account Systems of Omaha, LLC
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: National Account Systems of Omaha, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that National Account Systems of Omaha has violated any law. Company details change; tell us if something here is out of date.