Mullooly, Jeffrey, Rooney & Flynn, LLP (MJRF) is a law firm in Syosset, New York, dating to 1968, whose practice is mostly collection law. It sends collection letters, takes payments and files collection lawsuits for creditors.
- Type
- Collection law firm
- Also known as
- Mullooly, Jeffrey, Rooney & Flynn, LLP; Mullooly Jeffrey Rooney & Flynn; MJRF
- Headquarters
- Syosset, NY
- Phone numbers it lists
- (888) 762-6573
- Website
- payment.mjrf.com
73 debt collection complaints were sent to the Consumer Financial Protection Bureau about Mullooly Jeffrey Rooney & Flynn from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Mullooly, Jeffrey, Rooney & Flynn?
Mullooly, Jeffrey, Rooney & Flynn, LLP is a law firm on Long Island. Its Better Business Bureau profile lists its office at 6851 Jericho Turnpike, Suite 220, Syosset, New York 11791, gives a start date of 1968 and says about 80% of the practice is collection law. The firm's online payment site, the "MJRF Secure Payment Center," identifies it as a debt collector and gives (888) 762-6573 as the number to call about an account or to get a file number.
The payment site also carries the New York City notice that the firm conducts business only in English, with a pointer to the city's consumer agency for translated materials.
We did not find a CFPB enforcement action against Mullooly, Jeffrey, Rooney & Flynn.
Why Mullooly, Jeffrey, Rooney & Flynn May Be Contacting You
MJRF's public pages don't list its clients. As a collection law firm, it typically represents a creditor or debt owner that has placed a defaulted account with it. Its letters usually refer to an "MJRF File Number," which you'll need to use the payment site or discuss the account.
A letter from a law firm doesn't by itself mean you have been sued. But collection firms can file suit, so read every envelope. Court papers will have a court name, case or index number and a deadline to respond.
How to Check a Debt Mullooly, Jeffrey, Rooney & Flynn Says You Owe
- Identify the client. The validation notice (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34) must say who the current creditor is. If that's a debt buyer, also ask for the name of the original creditor.
- Dispute before the deadline. A written dispute within the validation period requires the firm to stop collecting until it sends verification. Disputing doesn't extend a court deadline, though.
- Request the paper trail. Ask for the last statement from the original creditor and, for a purchased account, the documents showing the transfer to the current owner.
- Check the balance and the dates. Compare the itemization with your records, and figure out when you last paid. Texas generally allows four years to sue on consumer debts (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). New York and other states apply their own limitation periods.
Our debt lawsuit questions page explains what to do if a suit has been filed.
What Mullooly, Jeffrey, Rooney & Flynn Can and Can't Do
Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA, including when they litigate (Heintz v. Jenkins, 514 U.S. 291 (1995)).
- A letter on law firm letterhead may not suggest an attorney has reviewed your file if none has (15 U.S.C. § 1692e(3)).
- It must sue in the county where you live or where you signed the contract (15 U.S.C. § 1692i).
- It may not threaten a lawsuit it does not intend to file, or file one on time-barred debt (12 C.F.R. § 1006.26(b)).
- It must stop contacting you directly once it knows a lawyer represents you on the debt (15 U.S.C. § 1692c(a)(2)).
See our FDCPA attorneys page for more.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Mullooly, Jeffrey, Rooney & Flynn or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- MJRF Secure Payment Center
- BBB business profile: Mullooly, Jeffrey, Rooney & Flynn
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Mullooly Jeffrey Rooney & Flynn, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Mullooly, Jeffrey, Rooney & Flynn has violated any law. Company details change; tell us if something here is out of date.