United Revenue Corporation is a collection agency based in Arlington, Texas. If it contacts you, a creditor has most likely placed a past-due consumer account with it for collection.
- Type
- Collection agency
- Also known as
- URC; Credit Service Company, Inc.
- Headquarters
- Arlington, TX
703 debt collection complaints were sent to the Consumer Financial Protection Bureau about United Revenue Corporation from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is United Revenue Corporation?
United Revenue Corporation is a collection agency at 204 Billings Street, Suite 120, Arlington, Texas 76010. Its BBB business profile lists it as a corporation in the collections agencies category, incorporated on November 3, 2014, with an alternate name of Credit Service Company, Inc. We could not reach or confirm the company's own website, so we have not listed a website or phone number here. Use the contact details printed on your notice, and compare them with the address above.
Because United Revenue Corporation is based in Texas, it falls under the Texas Debt Collection Act as well as the federal FDCPA. Texas requires third-party debt collectors to file a surety bond with the Texas Secretary of State before collecting (Tex. Fin. Code § 392.101). Our page on collector licensing in Texas explains how that works.
Why United Revenue Corporation May Be Contacting You
A third-party agency like United Revenue Corporation collects accounts that creditors have placed with it. We could not verify from the company itself which creditors or industries it serves, and secondhand descriptions of its business are inconsistent, so we don't repeat them here. The validation notice should name the creditor. If that creditor is a doctor, hospital or other provider, treat it as a medical account; if it's a lender or a company you've never heard of, the account may have been sold.
How to Check a Debt United Revenue Corporation Says You Owe
Texas residents have both federal and state tools for checking a collector's claim.
- Read the validation notice. It must name the creditor, give the amount, and itemize it from a set itemization date (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period. Send it to the address on the notice and keep proof of mailing. Ask for account records from the creditor.
- Ask who owns the account now. Get the name of the current creditor and, if the account was sold, the original one.
- Match the balance to your records. Ask for an explanation of anything added after the account left the original creditor.
- Know the Texas deadlines. Most consumer debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer cannot sue or start arbitration on a consumer debt after that period (Tex. Fin. Code § 392.307). If you live in another state, its limitation period may be different.
What United Revenue Corporation Can and Can't Do
An agency collecting consumer debts for others is a "debt collector" under 15 U.S.C. § 1692a(6), and a "third-party debt collector" under the Texas Debt Collection Act. Under these laws:
- It may not misrepresent the character, amount or extent of the debt (15 U.S.C. § 1692e(2); Tex. Fin. Code § 392.304(a)(8)).
- It may not threaten to take an action the law forbids, such as garnishing wages for an ordinary consumer debt in Texas, which the Texas Constitution does not allow (Tex. Const. art. XVI, § 28).
- It may not call more than seven times in seven days about one account before harassment is presumed (12 C.F.R. § 1006.14(b)(2)).
- It must stop most contact if you ask in writing (15 U.S.C. § 1692c(c)).
We did not find a CFPB enforcement action against United Revenue Corporation. Learn how to dispute a debt, or visit our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If United Revenue Corporation or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- BBB business profile: United Revenue Corporation (address, incorporation date, alternate name)
- CFPB enforcement actions search: United Revenue
- CFPB Consumer Complaint Database: United Revenue Corporation, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that United Revenue Corporation has violated any law. Company details change; tell us if something here is out of date. Lea este perfil en español.