When the original lender sues, it usually doesn't have to prove a chain of sales, but it still has to prove the account, the amount and your liability with admissible evidence. Limitations is a defense you must raise, and your card agreement may contain rules, such as arbitration, that affect the case.
- CreditorAmerican ExpressSued by American Express National Bank in Texas? Your deadline, charge card vs. credit card balances, the claim notice and arbitration terms, and defenses.
- CreditorBank of AmericaSued by Bank of America over a credit card in Texas? Your answer deadline, the 2026 arbitration clause, your bank account, defenses and options.
- CreditorCapital OneSued by Capital One in Texas? Learn your answer deadline, how to check the balance and fees, limitations, arbitration and settlement. Call (214) 945-0000.
- CreditorCitibank, N.A.Sued by Citibank, N.A. over a Citi, Costco or Best Buy card in Texas? Your answer deadline, Citi's arbitration terms, the evidence it needs and your defenses.
- CreditorCredit AcceptanceSued by Credit Acceptance after a repossession in Texas? How deficiency suits work, the sale-notice rules, the 30-day arbitration opt-out, and your options.
- CreditorCredit One BankSued by Credit One Bank in Texas? How to read the petition, your answer deadline, the 45-day arbitration opt-out, fees in the balance, and your options.
- CreditorDiscoverSued over a Discover card in Texas? Your answer deadline, what the Capital One merger means, arbitration, old debts, settlement and default judgment.
- CreditorJPMorgan Chase Bank, N.A.Sued by JPMorgan Chase Bank over a Chase credit card in Texas? Your deadline, Chase's arbitration and fee terms, your bank account, past orders and defenses.
- CreditorOneMain FinancialSued by OneMain Financial over a personal loan in Texas? Secured vs. unsecured loans, fees Texas law allows, add-on products, deadlines and defenses.
- CreditorRegional FinanceSued by Regional Finance over an installment loan in Texas? Who the lender is, household-goods collateral, insurance charges, deadlines and your defenses.
- CreditorSued Over a Speedy Cash LoanSued over a Speedy Cash payday or title loan in Texas? How credit access businesses work, who may be suing, the no-criminal-charges rule and deadlines.
- CreditorSynchrony BankSued by Synchrony Bank over an Amazon, Lowe's, CareCredit or other store card? Why the bank is the plaintiff, your Texas deadline, arbitration and defenses.
- CreditorTD Auto FinanceSued by TD Auto Finance or TD Bank over a car loan in Texas? Why the plaintiff may be TD Bank, N.A., deficiency rules after repossession, and your defenses.
Don't see the name on your papers? The steps are the same: confirm the case with the court clerk, note your answer deadline, and get a free case review.
More guides to who's suing you
Texas Debt Law is not affiliated with any company or firm listed here. General information, not legal advice for your case.