C. Tech Collections, Inc. is a Long Island, New York collection agency that built its business collecting healthcare bills. If it contacts you, a doctor's office, dental practice or other provider has likely placed an unpaid balance with it.
- Type
- Collection agency
- Also known as
- C.Tech Collections, Inc.
- Headquarters
- Mount Sinai, NY
- Collects
- medical bills, dental bills, business-to-business debts
- Phone numbers it lists
- (631) 828-3100
- Website
- ctechcollections.com
36 debt collection complaints were sent to the Consumer Financial Protection Bureau about C.Tech Collections, Inc. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is C. Tech Collections?
C. Tech Collections, Inc. is a third-party collection agency at 5505 Nesconset Highway, Suite 200, in Mount Sinai, New York. Its website says it was founded in 1989 and lists one phone number, (631) 828-3100. The company describes itself as SOC 2 certified and HIPAA compliant, which reflects the patient information it handles for healthcare clients.
We did not find a CFPB enforcement action against C. Tech Collections in the CFPB's public enforcement list.
Why C. Tech Collections May Be Contacting You
C. Tech says it built its reputation on consumer collections in healthcare, naming specialties such as anesthesia and cardiology, along with dental practices. A letter from it most often concerns:
- an anesthesiologist's or specialist's bill from a procedure, which often arrives separately from the hospital bill;
- a cardiology or other physician-practice balance; or
- a dental balance left after insurance.
The company also collects business-to-business debts. Those commercial accounts are not covered by the FDCPA, which protects consumers who owe personal, family or household debts.
How to Check a Debt C. Tech Collections Says You Owe
Separate bills from different providers for the same procedure are a common source of confusion, so line up the paperwork first.
- Match the notice to a specific provider and date of service. The validation notice must name the creditor and itemize the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). An anesthesia group may bill under a name you never saw at the hospital.
- Pull your explanation of benefits. Check whether insurance processed the claim, whether the provider was in-network, and whether the balance is really your patient share.
- Dispute in writing within the validation period and request an itemized statement from the provider.
- Ask whether the provider still owns the account. Most healthcare placements stay with the provider, but confirm it.
- Watch the calendar. In Texas, the general limit for a suit on a debt is four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states apply their own periods.
What C. Tech Collections Can and Can't Do
As an agency collecting consumer debts for its clients, C. Tech is a "debt collector" under 15 U.S.C. § 1692a(6). For medical and dental accounts in particular:
- It may not discuss your debt with third parties such as relatives or coworkers, except in the limited cases the law allows (15 U.S.C. § 1692c(b)).
- It may not add interest or fees unless your agreement or the law allows them (15 U.S.C. § 1692f(1)).
- Medical collections have their own credit-reporting rules; see our medical debt reporting update. Texas also requires an itemized bill before certain medical debts go to collection (SB 490).
- More than seven calls in seven days about one debt is presumed harassing (12 C.F.R. § 1006.14(b)(2)).
Visit our FDCPA attorneys page for more.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If C. Tech Collections or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- C. Tech Collections: home page
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: C.Tech Collections, Inc., debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that C. Tech Collections has violated any law. Company details change; tell us if something here is out of date.