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Texas Debt Law

Collection law firm

Tromberg, Miller, Morris & Partners: Who They Are and Your Rights

In short

Tromberg, Miller, Morris & Partners, PLLC (TMMP) is a creditors' rights law firm based in Deerfield Beach, Florida, with offices in eight jurisdictions including Plano, Texas. It handles collections, foreclosures, bankruptcies and evictions for lenders, servicers and investors.

Type
Collection law firm
Also known as
Tromberg, Miller, Morris & Partners, PLLC; TMMP
Headquarters
Deerfield Beach, FL
Collects
accounts for banks, credit unions, loan servicers and investors, foreclosures
Phone numbers it lists
(800) 280-6205
Website
tmppllc.com

59 debt collection complaints were sent to the Consumer Financial Protection Bureau about Tromberg, Miller, Morris & Partners, PLLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Tromberg, Miller, Morris & Partners?

Tromberg, Miller, Morris & Partners, PLLC, which shortens its name to TMMP, is a law firm headquartered at 600 West Hillsboro Blvd., Suite 600, Deerfield Beach, Florida. It says it offers "a full range of creditor rights services including foreclosure, bankruptcy, collections," along with litigation, evictions, title work, real estate transactions and appeals. Its website lists six managing members: Andrea Tromberg, Ari Miller, Scott Morris, Dustin George, ReShaundra Marie Suggs and David Rodstein. The site states that the firm "is a debt collector and we are attempting to collect a debt."

TMMP serves Florida, Georgia, New Jersey, New York, Puerto Rico, Tennessee, Texas and Virginia. Its Texas office is at 6080 Tennyson Pkwy., Suite 100, Plano, TX 75024. The firm-wide number for collection matters is (800) 280-6205; Texas foreclosure and bankruptcy matters go to (972) 532-0128.

Why Tromberg, Miller, Morris & Partners May Be Contacting You

TMMP describes its clients as "servicers, banks, credit unions, investors, private equity firms, and hedge funds." A letter or lawsuit from it means one of those clients has referred your account for collection or foreclosure. Papers from a few years ago may show an earlier firm name; our guide to being sued by this firm in Texas explains the name history and how to check the docket.

How to Check a Debt Tromberg, Miller, Morris & Partners Says You Owe

  • Find out whether you've been sued. Look up your name in the county's court records. If you were served, your answer deadline runs no matter what letters you send; see what to do first.
  • Read the validation notice. It must name the creditor, itemize the debt and give a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Dispute in writing within that period.
  • Identify the plaintiff. TMMP's clients include investors and hedge funds. If the plaintiff isn't your original lender, ask for the assignment documents that show your account was transferred.
  • Check the numbers. Compare the balance with your last statements, and for a mortgage deficiency, ask how the foreclosure sale price was credited.
  • Check the limitations period. Texas generally gives four years for consumer debt suits (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers can't sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states where the firm practices set their own limits.

What Tromberg, Miller, Morris & Partners Can and Can't Do

Under Heintz v. Jenkins, 514 U.S. 291 (1995), lawyers who regularly collect consumer debts, including through litigation, are FDCPA "debt collectors." TMMP:

  • Must file any collection suit in the county where you live or signed the contract (15 U.S.C. § 1692i).
  • May not seek attorney's fees or charges the contract or law doesn't authorize (15 U.S.C. § 1692f(1)).
  • May not misrepresent the legal status of the debt, such as saying a judgment exists when none does (15 U.S.C. § 1692e(2)(A)).
  • Cannot garnish wages on an ordinary consumer judgment in Texas (Tex. Const. art. XVI, § 28).

We did not find a CFPB enforcement action against Tromberg, Miller, Morris & Partners.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Tromberg, Miller, Morris & Partners or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

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Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Tromberg, Miller, Morris & Partners has violated any law. Company details change; tell us if something here is out of date.

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