Levy & Associates, LLC is a debt collection and creditors' rights law firm with a Columbus, Ohio mailing address that works in several states. Its clients include consumer and commercial credit grantors, insurance companies, medical providers, landlords and other businesses.
- Type
- Collection law firm
- Also known as
- Levy & Associates, LLC
- Headquarters
- Columbus, OH
- Collects
- consumer credit accounts, insurance company claims, medical bills, landlord balances, business accounts
- Phone numbers it lists
- (866) 767-3538
- Website
- levylawllc.com
102 debt collection complaints were sent to the Consumer Financial Protection Bureau about Levy & Associates, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Levy & Associates?
Levy & Associates, LLC describes itself as "a debt collection/creditors' rights law firm" offering services "in several states." Its website lists a mailing address of P.O. Box 182423, Columbus, Ohio 43218-2423, and each page states that Levy & Associates is a debt collector attempting to collect a debt. The firm's site has pages for consumers, complaints, payments and booking a phone appointment. We did not find a CFPB enforcement action against Levy & Associates.
Why Levy & Associates May Be Contacting You
The firm says its clients include consumer and commercial credit grantors, insurance companies, local businesses, medical providers, landlords and other businesses and nonprofits. A letter from Levy & Associates might therefore concern a loan or credit account, an insurer's claim, a medical bill, a rent balance or an unpaid business invoice. Because it is a law firm, its contact may come as a demand letter, a call, or court papers.
The firm lists (866) 767-3538 for account representatives and accepts payments and offers through its payment site.
How to Check a Debt Levy & Associates Says You Owe
A creditors' rights firm with this many client types may hold very different paperwork for each account. Ask for the documents that fit yours.
- Check whether you have been sued. If you were served, the answer deadline on the court papers comes first; see our debt lawsuit questions for Texas cases.
- Read the validation notice. It must name the creditor and itemize the debt (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period. Ask for the loan or credit agreement, the itemized medical bill and insurance payments, the lease and move-out ledger, or the insurance claim file, depending on the debt. The firm must stop collecting until it verifies.
- Confirm the client and whether it is the original creditor or a later owner.
- Check the date of default. Texas allows four years to sue on most debts (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Ohio and other states set their own deadlines.
What Levy & Associates Can and Can't Do
Attorneys who regularly collect consumer debts are "debt collectors" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)), whether they send letters or file lawsuits.
- It must bring a consumer debt suit where you live or where you signed the contract (15 U.S.C. § 1692i).
- Its letters may not suggest that an attorney has meaningfully reviewed your account if none has (15 U.S.C. § 1692e(3)).
- It may not call you at work if it knows your employer prohibits it (15 U.S.C. § 1692c(a)(3)), or call more than seven times in seven days per debt (12 C.F.R. § 1006.14(b)(2)).
- Even after a judgment, Texas exemptions protect wages from garnishment for ordinary consumer debts, as well as a homestead and many personal items.
If its collection seemed improper, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Levy & Associates or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Levy & Associates: home page
- Levy & Associates: About Us
- Levy & Associates: Consumers
- CFPB enforcement actions search: Levy
- CFPB Consumer Complaint Database: Levy & Associates, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Levy & Associates has violated any law. Company details change; tell us if something here is out of date.