DLF Law Group is the marketing name of a Wisconsin-based collection litigation practice, formerly Dobberstein Law Firm, that represents creditors, collection agencies and debt owners in six states. A letter or summons from it means a creditor has hired it to collect an account.
- Type
- Collection law firm
- Also known as
- DLF Law Group, LLC; DLF Law Group, PLLC; Dobberstein Law Firm, LLC
- Headquarters
- Brookfield, WI
- Collects
- credit cards, installment loans, retail accounts, purchased debt, medical bills, utility and telecommunications bills, student loans, credit union loans, municipal accounts
- Phone numbers it lists
- (262) 641-3715
- Website
- dlflaw.com
55 debt collection complaints were sent to the Consumer Financial Protection Bureau about DLF Law Group, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is DLF Law Group?
DLF Law Group is a collection law practice based at 225 South Executive Drive, Suite 201, in Brookfield, Wisconsin, west of Milwaukee. It was formerly called Dobberstein Law Firm, LLC. According to its website, "DLF Law Group" is the marketing name for two entities: DLF Law Group, LLC, which practices in Iowa, Tennessee and Wisconsin, and DLF Law Group, PLLC, which practices in Illinois, Michigan and Minnesota. Its National Creditors Bar Association listing also shows an office in Knoxville, Tennessee. The firm's website states plainly, "THIS FIRM IS A DEBT COLLECTOR." Its phone number is (262) 641-3715, and payments go to a post office box in Chicago.
Why DLF Law Group May Be Contacting You
DLF describes its practice as collection litigation and enforcement of creditors' rights. Its website lists a wide range of consumer accounts: retail and installment loans, credit cards, purchased debt, medical bills, utility and telecommunications bills, student loans, credit union loans and municipal accounts. Its clients are creditors, account forwarders, collection agencies and other law firms. The firm handles pre-suit work such as demand letters, calls and payment plans, and it also files suits and pursues post-judgment remedies. The firm lists six states of practice, none of them Texas. If you live in Texas and receive a DLF letter, ask where the account originated and in which court, if any, the firm plans to file.
How to Check a Debt DLF Law Group Says You Owe
DLF's clients include debt owners and agencies that forward accounts, so the chain of ownership deserves attention.
- Read the validation notice for the creditor's name, an itemized balance and the dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing and ask who owns the debt today, who referred it to DLF, and for the original creditor's name and address.
- For purchased debt, request the bill of sale and the account-level data showing your account was included.
- For medical or utility bills, compare the balance with your insurer's explanation of benefits or your final utility statement.
- Check the dates. In Texas, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Wisconsin and the other states where DLF practices apply their own limits.
What DLF Law Group Can and Can't Do
Lawyers who regularly collect consumer debts are debt collectors under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). Our Q&A on whether a collection law firm is also a debt collector explains why. For DLF, this means:
- A consumer suit must be filed where you live or signed the contract (15 U.S.C. § 1692i), not wherever the firm finds convenient.
- It cannot imply that an attorney reviewed your account if none did, or threaten action that is not intended.
- It may not collect interest or fees beyond what the agreement or law allows (15 U.S.C. § 1692f(1)).
- Regulation F's call limits apply to its collectors as well (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against DLF Law Group. For more about challenging a collector's conduct, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If DLF Law Group or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- DLF Law Group: home page
- National Creditors Bar Association: DLF Law Group, LLC FKA Dobberstein Law Firm
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: DLF Law Group, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that DLF Law Group has violated any law. Company details change; tell us if something here is out of date.