Collection Professionals, Inc.: Who They Are and Your Rights

Type

Collection agency

Also known as

Collection Professionals Inc (Macomb, IL); Collection Professional Inc

Headquarters

Macomb, IL

Collects

rural hospital and clinic bills, returned checks, consumer accounts

Phone numbers it lists

(800) 383-0023, (800) 383-0024, (815) 722-6300

Website

collprofinc.com

48 debt collection complaints were sent to the Consumer Financial Protection Bureau about Collection Professionals, Inc. (Macomb, IL) from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Collection Professionals, Inc.?

Collection Professionals, Inc. is an Illinois collection agency with three offices: 400 N. Dudley Street in Macomb, 723 First Street in LaSalle, and 1256 W. Jefferson in Joliet. Its website calls it a specialist in debt recovery "since 1947." The company says it is owned by Scott Edwards and Greg Himelick, second-generation owners who joined in the 1980s and became owning partners in 1995; both have served as president of the Illinois Collectors Association. Several unrelated companies use similar names, so check the address on your letter. We did not find a CFPB enforcement action against Collection Professionals, Inc.

Why Collection Professionals, Inc. May Be Contacting You

The agency's listed services are regular contingency-fee collection, litigation by assignment, NSF (bounced) check collection and rural health care collection. It says it handles all types of debt, and it belongs to AAHAM, a health care revenue association. If you live or were treated in western or north-central Illinois, a letter from this agency is likely about:

• a bill from a rural hospital, clinic or physician;
• a check returned unpaid to a local merchant;
• another consumer account from an Illinois business.

"Litigation by assignment" means a client can assign its claim to the agency so the claim can be pursued in court. If you are sued, the plaintiff may be the agency itself rather than the original business.

How to Check a Debt Collection Professionals, Inc. Says You Owe

• Use the validation notice to identify the original creditor, the itemization date and the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
• Dispute in writing within the validation period. Ask for the itemized hospital bill and insurance history, or for a check, a copy of the returned check and the bank's return notice.
• Ask about any assignment. If the agency says it was assigned the claim, ask for the written assignment.
• Check rural hospital financial assistance. Nonprofit hospitals have charity-care policies, and you can ask whether yours applies.
• Look at the dates. Texas generally gives four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Illinois and other states set their own periods.

What Collection Professionals, Inc. Can and Can't Do

As an agency collecting consumer debts owed to its clients, it is a "debt collector" under 15 U.S.C. § 1692a(6), including when a claim is assigned to it for collection.

• It may not threaten criminal charges over a bounced check to make you pay (15 U.S.C. § 1692e(4)–(5)).
• Its suit must be filed where you live or signed the contract (15 U.S.C. § 1692i).
• It may not add charges your agreement or the law does not permit (15 U.S.C. § 1692f(1)).
• It may not call before 8 a.m. or after 9 p.m. your time (15 U.S.C. § 1692c(a)(1)); see what times collectors can call.

If its collection crossed a line, see our Texas FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Collection Professionals, Inc. or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• Collection Professionals: home page
• Collection Professionals: Our Owners
• BBB business profile: Collection Professionals, Inc. (Macomb, IL)
• CFPB Consumer Complaint Database: Collection Professionals, Inc. (Macomb, IL), debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Collection Professionals, Inc. has violated any law. Company details change; tell us if something here is out of date.