Slovin & Council: Who They Are and Your Rights

Type

Collection law firm

Also known as

Slovin & Council Co., L.P.A.; Slovin & Council, Co., LPA; Slovin & Associates Co., LPA

Headquarters

Cincinnati, OH

Collects

credit card and retail card accounts, consumer loans, auto loan and lease deficiencies, accounts owned by debt buyers, landlord-tenant balances, commercial accounts

Phone numbers it lists

(513) 683-9000, (877) 456-1324

Website

sclpa.com

34 debt collection complaints were sent to the Consumer Financial Protection Bureau about Slovin & Council Co., L.P.A. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Slovin & Council?

Slovin & Council, Co., LPA is a creditors' rights law firm at 2060 Reading Road, Suite 420, in Cincinnati, Ohio. Until early 2025 it practiced as Slovin & Associates Co., LPA. A Receivables Management Association International announcement reported that Brad A. Council became managing partner and the firm took its current name, with founder Randy T. Slovin staying on. The firm's site says it was established in Ohio in 2004 and added Indiana and Kentucky in 2007, and that Randy Slovin has practiced creditors' rights law since 1983.

The website states that the firm "is a Debt Collector." Its consumer payment lines are (513) 683-9000 and (877) 456-1324, Monday through Friday, 9 a.m. to 5 p.m. Eastern. Its office is not open to the public.

Why Slovin & Council May Be Contacting You

The firm describes several kinds of clients. On the consumer side, they include credit and retail card issuers, online and storefront consumer lenders, and auto loan and lease companies, along with "secondary creditors" that buy debt portfolios. It also handles commercial accounts and landlord-tenant matters for property owners and managers.

A letter from Slovin & Council is usually a demand on behalf of one of those clients and may come before or after a lawsuit is filed. Because the firm litigates, its name may also appear as plaintiff's counsel on a complaint in an Ohio, Kentucky or Indiana court. If you've been served, read the deadline on the summons first. Our page on what to do first when sued is written for Texas, but the first steps are similar.

How to Check a Debt Slovin & Council Says You Owe

• Who is the client? The firm's first letter must name the current creditor (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). If that's a debt buyer, ask for the original creditor and the date the account was charged off.
• Dispute in writing within the validation period. The firm then has to verify the debt before collecting further. A lawsuit deadline does not pause because you disputed, so file your answer on time either way.
• Auto deficiencies: ask for the sale notice and the auction price. A deficiency balance depends on how the car was sold; see car deficiencies after repossession.
• Rental balances: compare charges with your lease, move-out inspection and deposit accounting.
• Limitations: in Texas, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers can't sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Ohio, Kentucky and Indiana have their own periods.

What Slovin & Council Can and Can't Do

Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA, including when they sue (Heintz v. Jenkins, 514 U.S. 291 (1995)); see Can the collection law firm also be a debt collector? That means:

• A letter may not imply an attorney has reviewed your file if none has (15 U.S.C. § 1692e(3)).
• Once you have a lawyer, the firm must deal with your lawyer, not you (15 U.S.C. § 1692c(a)(2)).
• It must sue where you signed the contract or where you live (15 U.S.C. § 1692i).
• It may not ask for fees or interest your contract or the law doesn't allow (15 U.S.C. § 1692f(1)).

We did not find a CFPB enforcement action against Slovin & Council.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Slovin & Council or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• Slovin & Council: home page
• Slovin & Council: About us
• Slovin & Council: Services
• Slovin & Council: Payments
• RMAI: Slovin & Associates announces Brad A. Council as managing partner and name change
• CFPB enforcement actions (full list reviewed)
• CFPB Consumer Complaint Database: Slovin & Council Co., L.P.A., debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Slovin & Council has violated any law. Company details change; tell us if something here is out of date.