Kirschenbaum & Phillips, P.C. is a New York collection law firm based in South Farmingdale on Long Island. Its old web address now leads to AG Law, which describes itself as affiliated with the firm.
- Type
- Collection law firm
- Also known as
- Kirschenbaum & Phillips P.C; Kirschenbaum, Phillips & Levy P.C.
- Headquarters
- South Farmingdale, NY
26 debt collection complaints were sent to the Consumer Financial Protection Bureau about Kirschenbaum & Phillips P.C from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Kirschenbaum & Phillips, P.C.?
Kirschenbaum & Phillips, P.C. is a New York law firm listed by the BBB at 40 Daniel Street, Suite 7, South Farmingdale, NY 11735. The BBB profile says the practice began in 1948 and was incorporated on December 19, 1978, gives "Kirschenbaum, Phillips & Levy P.C." as an earlier or alternate name, and names attorney James Scully as a contact. The profile lists collectlaw.com as the firm's website. When we checked on November 13, 2026, that address forwarded to a page run by AG Law (Abrahamsen Gindin LLC), which states that AG Law is "affiliated with Forster & Garbus LLP and Kirschenbaum & Phillips, P.C." The page does not explain the affiliation. We have separate profiles for Abrahamsen Gindin and Forster & Garbus. We did not find a CFPB enforcement action against Kirschenbaum & Phillips.
Why Kirschenbaum & Phillips May Be Contacting You
We did not find a current statement from the firm about its clients. A letter or lawsuit from a New York collection law firm usually concerns a consumer account, such as a credit card or other unpaid balance, that a creditor or a debt buyer has referred to lawyers. The papers will name the plaintiff, the original creditor and the amount claimed, and those are the details to check first. If you received a summons, the response deadline matters more than anything else in the letter.
How to Check a Debt Kirschenbaum & Phillips Says You Owe
- Separate a letter from a lawsuit. A demand letter starts the validation period; a summons and complaint start a court deadline that a dispute letter does not pause. See what to do first if you are sued.
- Use the validation notice (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34) to find the original creditor and the current owner, and dispute in writing within the validation period if the debt or balance is wrong.
- If a debt buyer is the client, ask for proof of ownership, including the bill of sale and the account-level record tying your account to the sale; see standing in debt buyer cases.
- Request the last statements from the original creditor and compare the charge-off balance with the amount demanded.
- Check the dates. In Texas, the general limit to sue on a debt is four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). New York and other states set their own rules.
What Kirschenbaum & Phillips Can and Can't Do
A law firm that regularly collects consumer debts, including by suing, is a "debt collector" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)); see collection law firms.
- It must file suit in the judicial district where you live or signed the contract (15 U.S.C. § 1692i).
- It may not ask for attorney's fees, interest or costs that the contract or law does not allow (15 U.S.C. § 1692f(1)).
- Letters signed in a lawyer's name must reflect real attorney involvement (15 U.S.C. § 1692e(3)).
- Once it knows you have a lawyer for the debt, it must deal with the lawyer instead of you (15 U.S.C. § 1692c(a)(2)).
For help with a collection law firm, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Kirschenbaum & Phillips, P.C. or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- BBB business profile: Kirschenbaum & Phillips, P.C. (S. Farmingdale, NY)
- AG Law landing page reached from collectlaw.com
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Kirschenbaum & Phillips P.C, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Kirschenbaum & Phillips, P.C. has violated any law. Company details change; tell us if something here is out of date.