Credit Corp Solutions: Who They Are and Your Rights

Type

Debt buyer

Also known as

Credit Corp Solutions Inc.; Tasman Credit; Tasman Credit Corp; Credit Corp Collections Agency

Headquarters

Draper, UT

Collects

credit cards, retail and sales finance cards, personal loans, telecommunications accounts, utility accounts

Phone numbers it lists

(800) 483-2361

Website

creditcorponline.com

2,100 debt collection complaints were sent to the Consumer Financial Protection Bureau about Credit Corp Solutions Inc. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Credit Corp Solutions?

Credit Corp Solutions Inc. describes itself as "a receivables management company that purchases and collects consumer debt including unpaid retail finance and sales finance credit cards and personal loans." Its privacy policy gives an office address at 121 W Election Road in Draper, Utah, and its contact page lists a mailing address in Sandy, Utah. It holds NMLS #1113194 and says it is a Certified Professional Receivables Company.

The company is part of the Credit Corp group. U.S. collection jobs for Credit Corp Solutions are posted on Credit Corp Group's careers site, and media inquiries go to the Australian company, which describes itself as Australia's largest debt buyer and collector and is listed on the Australian Securities Exchange.

Credit Corp Solutions also uses trading names in some states: "Tasman Credit Corp" in Alabama, Connecticut, Tennessee, Virginia and Wisconsin; "Tasman Credit" in New Hampshire and New York; and "Credit Corp Collections Agency Inc" in Indiana and the Virgin Islands.

Why Credit Corp May Be Contacting You

Credit Corp's website says that if you have heard from it, "it is likely because Credit Corp has acquired your past-due debt from a bank, finance, telecommunications or utility company." In other words, the original creditor sold the account and Credit Corp now claims to own it. The consumer line is (800) 483-2361.

A Credit Corp Group job posting describes partnering with external firms and improving recoveries "across a national legal network." So you may first hear about a Credit Corp debt in a law firm's letter or a lawsuit.

How to Check a Debt Credit Corp Says You Owe

When a debt buyer like Credit Corp is involved, the paper trail between you and the original lender matters as much as the balance.

• Look for the original creditor and the itemization. The validation notice must name the creditor at the itemization date, give the balance then, and show any interest, fees, payments or credits since (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
• Dispute in writing within the validation period and ask for the bill of sale that lists your account, the original account agreement, and the charge-off statement.
• Compare its numbers with your last statement from the card issuer or lender. A store card or personal loan often has a final statement you can request from the original creditor.
• Check whether the account is time-barred. Texas generally gives four years to sue on a consumer debt (Tex. Civ. Prac. & Rem. Code § 16.004), and a debt buyer like Credit Corp may not sue on a time-barred consumer debt (Tex. Fin. Code § 392.307). Other states have their own rules. Read our page on the Texas statute of limitations on credit card debt.

If you've been sued, see being sued by Credit Corp Solutions in Texas for the answer deadline and what to ask for in discovery.

What Credit Corp Can and Can't Do

Under Henson v. Santander Consumer USA Inc. (2017), a company that buys debts and collects them for itself is not covered by the FDCPA's "debts owed to another" prong. But a business whose principal purpose is collecting debts is still a "debt collector" (15 U.S.C. § 1692a(6)), and Credit Corp describes its business as purchasing and collecting consumer debt. Law firms it hires are separately covered.

• It may not sue or threaten to sue on a time-barred debt (12 C.F.R. § 1006.26(b)).
• It may not misrepresent the amount or legal status of the debt (15 U.S.C. § 1692e(2)).
• It may not call more than seven times in seven days about one debt (12 C.F.R. § 1006.14(b)(2)).
• It may not report the account to a credit bureau before first communicating with you (12 C.F.R. § 1006.30(a)).
• Even with a judgment, it cannot garnish wages for an ordinary consumer debt in Texas (Tex. Const. art. XVI, § 28).

If a Credit Corp collection crossed these lines, see our Texas FDCPA attorneys page.

Being sued by Credit Corp Solutions? Read our full lawsuit guide →

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Credit Corp Solutions or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• Credit Corp Solutions: home page and FAQ
• Credit Corp Solutions: Contact (phone, mailing address, NMLS number)
• Credit Corp Solutions: Trading names
• Credit Corp Solutions: Privacy policy (Draper address)
• Credit Corp Group careers (U.S. positions)
• Credit Corp (Australia): home page
• CFPB enforcement actions search
• CFPB Consumer Complaint Database: Credit Corp Solutions Inc., debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Credit Corp Solutions has violated any law. Company details change; tell us if something here is out of date. Lea este perfil en español.