Shermeta Law Group, PLLC is a creditors' rights law firm in Auburn Hills, Michigan. It handles consumer and commercial collections and represents creditors in consumer bankruptcy cases, mainly in Michigan and Ohio.
- Type
- Collection law firm
- Also known as
- Shermeta Law Group, PLLC
- Headquarters
- Auburn Hills, MI
- Collects
- consumer accounts, commercial accounts
- Phone numbers it lists
- (800) 451-7992, (248) 519-1700
- Website
- shermeta.com
40 debt collection complaints were sent to the Consumer Financial Protection Bureau about Shermeta Law Group, PLLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Shermeta Law Group?
Shermeta Law Group, PLLC is a Michigan law firm that says it "is committed to creditors' rights." Its office is at 1030 Doris Road, Suite 200, Auburn Hills, Michigan 48326, and its mailing address is P.O. Box 5016, Rochester, Michigan 48308. The phone numbers on its website are (800) 451-7992 and (248) 519-1700, and its email is [email protected]. The site's header says the firm serves Michigan and Ohio, and it also refers to service on a nationwide basis. A disclaimer on the site states that the firm is a debt collector.
Why Shermeta Law Group May Be Contacting You
The firm lists two practice areas:
- Consumer and commercial collections. Collecting unpaid accounts for creditors, which can include demand letters, lawsuits and judgment collection.
- Consumer bankruptcy, on the creditor's side. Representing lenders and other creditors when a borrower files bankruptcy, for example by filing claims or motions in the case.
The firm doesn't publish a client list. If you're in an open bankruptcy case and Shermeta contacts you directly about a debt, tell your bankruptcy attorney right away. The automatic stay limits most collection efforts while a case is pending (11 U.S.C. § 362).
How to Check a Debt Shermeta Law Group Says You Owe
Michigan and Ohio collection suits often come from lenders and card issuers, so ask for the loan or card documents.
- Read the validation notice. It must name the creditor and itemize the debt (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Dispute it in writing before the deadline to make the firm verify the debt.
- Ask for proof. Request the signed agreement or account terms, the charge-off statement and a payment history.
- Find out who the client is. Confirm whether the firm represents the original lender or a later buyer, and ask for the assignment if it's a buyer.
- Check whether a bankruptcy discharge covers it. If you've received a discharge, compare the account with your bankruptcy schedules. A discharged debt can't be collected as a personal liability (11 U.S.C. § 524).
- Check the age of the debt. Texas generally allows four years to sue (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debts there (Tex. Fin. Code § 392.307). Michigan and Ohio have different limits.
What Shermeta Law Group Can and Can't Do
A law firm that regularly collects consumer debts is a debt collector under the FDCPA, including in litigation (Heintz v. Jenkins, 514 U.S. 291 (1995)). For Shermeta, that means:
- It may not contact you directly about the debt if it knows you have a lawyer for that debt, unless your lawyer doesn't respond or consents (15 U.S.C. § 1692c(a)(2)).
- It must file consumer suits where you live or where you signed the contract (15 U.S.C. § 1692i).
- It may not falsely suggest that a lawyer meaningfully reviewed your file (15 U.S.C. § 1692e(3)).
- It may not call more than seven times in seven days about one debt (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against Shermeta Law Group. Learn when a collection law firm is a debt collector, or visit our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Shermeta Law Group or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Shermeta Law Group: home page
- CFPB enforcement actions list (checked all pages)
- CFPB Consumer Complaint Database: Shermeta Law Group, PLLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Shermeta Law Group has violated any law. Company details change; tell us if something here is out of date.