Hundreds of Debt Lawsuits Dismissed
Sued for debt in Texas?
Texas Debt Defense Attorneys
Defend the lawsuit now. Debt collectors and creditors rely on you ignoring the lawsuit. We file your answer, fight the case, and negotiate to reduce or dismiss the debt — for one clear flat fee.
- Flat fees starting at $400 — no hourly billing
- Free case review with no obligation
- Focused exclusively on Texas debt lawsuits
Prefer to talk? Call or text (214) 945-0000.
$400
Flat fees start here. No hourly rates. Aggressive representation.
Free
Case review with no obligation. Flexible payment plans.
1,000s
Of Texas debt lawsuits handled, often without you in court.
Statewide
Local knowledge of Texas courts, judges and creditor tactics.
How we help
Debt defense for every stage of the fight
Debt Lawsuit Defense
Sued by a credit card company, debt buyer or collection agency? We answer the lawsuit and fight to dismiss or settle it.
Business Debt Defense
Unpaid invoices, breach of contract and lender lawsuits against Texas businesses and their owners.
Judgment Settlement
Already have a judgment against you? We negotiate post-judgment settlements and challenge default judgments.
FDCPA Violations
Harassed by abusive debt collectors? You may be entitled to compensation under federal and Texas law.
Don’t miss the deadline
When is your Answer due?
Most Texas debt lawsuits give you only 14 or 20 days to answer. Miss it, and the plaintiff can ask for a default judgment. Work out your approximate deadline:
Transparent pricing
Texas Debt Lawsuit Defense – Flat Fees
If you’ve been sued for a debt in Texas, don’t wait to act. Debt collectors and creditors rely on you ignoring the lawsuit—leading to default judgments, wage garnishments, and bank account seizures.
At Texas Debt Law, we offer affordable flat-fee legal defense based on the amount of the lawsuit. That means no hourly billing and no surprises—just clear pricing and aggressive representation from experienced Texas credit card debt and debt collection defense attorneys.
| Amount of the Lawsuit | Our Flat Legal Fee | Payment Plan |
|---|---|---|
| Less than $1,000 | $400 | Up to 2 months |
| $1,001 – $3,000 | $500 | Up to 2 months |
| $3,001 – $5,000 | $750 | Up to 3 months |
| $5,001 – $7,500 | $1,000 | Up to 4 months |
| $7,501 – $10,000 | $1,250 | Up to 6 months |
| $10,001 – $12,500 | $1,500 | Up to 6 months |
| $12,501 – $15,000 | $1,750 | Up to 6 months |
| $15,001 – $20,000 | $2,000 | Up to 6 months |
| Over $20,000 | Call for Pricing | |
Flexible payment plans are available.
What’s included in our flat fee
- Filing an Answer to the Lawsuit
- Defending Against the Lawsuit
- Negotiation to Reduce or Dismiss the Debt
- We Fight Hard for Dismissals — Hundreds of Cases Dismissed
- Peace of Mind
What happens next
Three steps to take back control
Free case review
We’ll review your lawsuit documents, explain your legal options, and give you a strategy to fight back—completely free of charge.
We answer the lawsuit
We file an Answer to protect you from a default judgment and put the creditor on notice that you have a lawyer.
We fight or negotiate
We move quickly to get cases dismissed or settled for a fraction of the amount claimed—often without you ever appearing in court.
Why choose us
We focus exclusively on debt lawsuits in Texas
Unlike general law firms, we concentrate solely on defending consumers sued by creditors, debt buyers, and collection agencies in Texas courts.
- Local knowledge of Texas courts. We understand the procedures, judges, and creditor tactics used in Texas courts. Our deep local experience gives you a strategic advantage.
- Handled thousands of Texas lawsuits. Our attorneys move quickly to get cases dismissed or settled for a fraction of the amount claimed.
- Flat fees, no hourly rates. Transparent pricing so you know exactly what you’re paying for from day one.
- Don’t face a debt lawsuit alone. You have legal rights and powerful defenses. Our Texas-based legal team fights to protect your income, credit, and peace of mind.
Free resources
Answers before you call
Debt Lawsuit Q&A
Short, sourced answers to more than 100 questions about being sued for debt in Texas: deadlines, defenses, garnishment, settling.
Debt Collection Law Updates
Court decisions, new rules and Texas laws since 2020, each with the holding, the sources and the bottom line.
Answer Deadline Calculator
Enter the day you were served and see when your Answer is due in justice, county or district court.
Guides
Answers for people who were just sued
- GuidesBeing Sued by Capital One in TexasSued by Capital One in Texas? Learn your answer deadline, how to check the amount and fees, limitations, and settlement options. Call (214) 945-0000 today.
- GuidesBeing Sued by Discover in TexasDiscover sued you in Texas? Get plain answers on your deadline to respond, checking the balance, old debts, settlement, and default judgment. Free case review.
- GuidesCan a Creditor Garnish Your Wages in Texas?Texas protects current wages from garnishment for consumer debt. Learn the exceptions, what creditors can do after a judgment, and how to protect yourself.
Serving all of Texas