
Hundreds of Debt Lawsuits Dismissed
Sued for debt in Texas?
Texas Debt Defense Attorneys
Defend the lawsuit now. Debt collectors and creditors rely on you ignoring the lawsuit. We file your answer, fight the case, and negotiate to reduce or dismiss the debt — for one clear flat fee.
- Flat fees starting at $400 — no hourly billing
- Free case review with no obligation
- Focused exclusively on Texas debt lawsuits
Defend the Lawsuit Now
Tell us about your case for a free, confidential review.
$400
Flat fees start here. No hourly rates, no hidden costs.
Free
Case review with no obligation. Flexible payment plans.
1,000s
Of Texas debt lawsuits handled, often without you in court.
Statewide
Local knowledge of Texas courts, judges and creditor tactics.
How we help
Debt defense for every stage of the fight
Debt Lawsuit Defense
Sued by a credit card company, debt buyer or collection agency? We answer the lawsuit and fight to dismiss or settle it.
Business Debt Defense
Unpaid invoices, breach of contract and lender lawsuits against Texas businesses and their owners.
Judgment Settlement
Already have a judgment against you? We negotiate post-judgment settlements and challenge default judgments.
FDCPA Violations
Harassed by abusive debt collectors? You may be entitled to compensation under federal and Texas law.
Transparent pricing
Texas Debt Lawsuit Defense – Flat Fees
If you’ve been sued for a debt in Texas, don’t wait to act. Debt collectors and creditors rely on you ignoring the lawsuit—leading to default judgments, wage garnishments, and bank account seizures.
At Texas Debt Law, we offer affordable flat-fee legal defense based on the amount of the lawsuit. That means no hourly billing, no hidden fees, and no surprises—just clear pricing and aggressive representation from experienced Texas credit card debt and debt collection defense attorneys.
| Amount of the Lawsuit | Our Flat Legal Fee |
|---|---|
| Less than $1,000 | $400 |
| $1,001 – $2,500 | $500 |
| $2,501 – $5,000 | $750 |
| $5,001 – $7,500 | $1,000 |
| $7,501 – $10,000 | $1,250 |
| $10,001 – $12,500 | $1,500 |
| $12,501 – $15,000 | $1,750 |
| $15,001 – $20,000 | $2,000 |
| Over $20,000 | Call for Pricing |
Flexible payment plans are available.
What’s included in our flat fee
- Filing an Answer to the Lawsuit
- Defending Against the Lawsuit
- Negotiation to Reduce or Dismiss the Debt
- Representation at Hearings and Trial (for an additional charge)
- Peace of Mind with No Hidden Costs
What happens next
Three steps to take back control
Free case review
We’ll review your lawsuit documents, explain your legal options, and give you a strategy to fight back—completely free of charge.
We answer the lawsuit
We file an Answer to protect you from a default judgment and put the creditor on notice that you have a lawyer.
We fight or negotiate
We move quickly to get cases dismissed or settled for a fraction of the amount claimed—often without you ever appearing in court.

Why choose us
We focus exclusively on debt lawsuits in Texas
Unlike general law firms, we concentrate solely on defending consumers sued by creditors, debt buyers, and collection agencies in Texas courts.
- Local knowledge of Texas courts. We understand the procedures, judges, and creditor tactics used in Texas courts. Our deep local experience gives you a strategic advantage.
- Handled thousands of Texas lawsuits. Our attorneys move quickly to get cases dismissed or settled for a fraction of the amount claimed.
- Flat fees, no hourly rates. Transparent pricing so you know exactly what you’re paying for from day one.
- Don’t face a debt lawsuit alone. You have legal rights and powerful defenses. Our Texas-based legal team fights to protect your income, credit, and peace of mind.
Serving all of Texas