GB Collects is a collection agency with offices in southern New Jersey and Lakewood Ranch, Florida. Its website emphasizes business-to-business and insurance recoveries, but it also contacts individuals about past-due accounts.
- Type
- Collection agency
- Also known as
- GB Collects, LLC; GBCollects
- Collects
- insurance recoveries, commercial accounts
- Phone numbers it lists
- (888) 688-5700, (856) 768-9995
- Website
- gbcollects.com
46 debt collection complaints were sent to the Consumer Financial Protection Bureau about GB Collects, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is GB Collects?
GB Collects is a collection agency led by chief executive George Bresler. Its website lists offices at 1253 Haddonfield-Berlin Road in Voorhees, New Jersey, 145 Bradford Drive in West Berlin, New Jersey, and Lakewood Ranch Boulevard in Lakewood Ranch, Florida. The company says it has worked in third-party collections for about 20 years and lists several licenses, including NMLS ID 1421870, a New York City Department of Consumer and Worker Protection license (2038587-DCA) and a Nevada collection agency license. Its site states that "GB Collects is a debt collector." The published numbers are (888) 688-5700 and (856) 768-9995.
Why GB Collects May Be Contacting You
Most of GB Collects' marketing is aimed at businesses. It lists specialties in commercial property and casualty insurance recoveries, health and life insurance recoveries, wholesale and distribution, transportation, commercial leasing and environmental services, and says its clients include Fortune 1000 companies. An individual may still hear from it, for example about an insurance-related balance or an account billed to a sole proprietor or small business owner. The website does not spell out which consumer accounts it handles, so read the letter for the creditor's name and the account it says is past due.
Whether the FDCPA applies can depend on the debt. The statute covers obligations incurred mainly for personal, family or household purposes (15 U.S.C. § 1692a(5)). A balance on a personal health or life insurance policy is usually consumer debt; a commercial policy or trade account for a business usually is not.
How to Check a Debt GB Collects Says You Owe
- Identify the type of account. Is it something you bought for yourself or your household, or something your business bought? That affects which rules apply.
- Request validation. For a consumer debt, GB Collects must send a notice naming the creditor, itemizing the balance and giving a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- For insurance balances, ask for the policy number, the coverage dates, the cancellation date and the premium calculation. Earned-premium or audit balances often turn on when coverage actually ended.
- Dispute in writing before the validation deadline and keep proof of delivery.
- Check the age of the debt. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). New Jersey and Florida apply their own periods.
What GB Collects Can and Can't Do
When it collects consumer debts owed to its clients, GB Collects is a debt collector under 15 U.S.C. § 1692a(6). In that role:
- It must give you the validation information and pause collection if you dispute in writing on time (15 U.S.C. § 1692g(b)).
- It cannot misstate who the creditor is or suggest that a lawsuit is coming unless one is actually intended.
- It may not call before 8 a.m. or after 9 p.m. your time, or at work if your employer forbids it (15 U.S.C. § 1692c(a)).
- Regulation F's seven-in-seven call limit applies per debt (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against GB Collects. If you believe a collector has crossed the line on a personal debt, see our Texas FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If GB Collects or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- GB Collects: home page
- GB Collects: FAQs
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: GB Collects, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that GB Collects has violated any law. Company details change; tell us if something here is out of date.