Alliant Capital Management LLC is a third-party debt collection agency with an office in Buffalo, New York. It collects past-due balances for lenders, credit providers, retail credit providers and other creditors.
- Type
- Collection agency
- Also known as
- Alliant Capital Management LLC
- Headquarters
- Buffalo, NY
- Collects
- loans from local and national lenders, credit accounts, retail credit accounts
- Phone numbers it lists
- (877) 957-8122
- Website
- alliantcapital.net
130 debt collection complaints were sent to the Consumer Financial Protection Bureau about Alliant Capital Management LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Alliant Capital Management?
Alliant Capital Management LLC describes itself as a third-party debt collection agency that works with creditors to recover past-due balances. Its website lists a New York office at 1965 Sheridan Drive, Suite 100, Buffalo, New York 14223, and a consumer phone number of (877) 957-8122, staffed Monday through Thursday from 9 a.m. to 6 p.m. and Friday from 9 a.m. to 3 p.m. Eastern. The site also uses the names "Alliant Capital Management Collections" and "Alliant Capital Solutions."
For licensing, the website lists Nevada collection agency license CAD11494 (NMLS 1679170) and a Nevada compliance manager certificate, along with ACA International and RMAI credentials. It does not give a founding year. We did not find a CFPB enforcement action against Alliant Capital Management.
Why Alliant Capital Management May Be Contacting You
Alliant says it partners with local and national lenders, credit providers, retail credit providers and other creditors, without naming them. So a letter from Alliant may concern an unpaid loan, credit line, store account or financing for a retail purchase. Alliant is collecting for the creditor named in its letter; it describes itself as a third-party collector rather than the owner of the debt.
Don't confuse it with similarly named insurance or investment firms. If the caller says "Alliant," ask for the full company name and the creditor.
How to Check a Debt Alliant Capital Management Says You Owe
Retail and installment balances often include financing charges and late fees, so the itemization matters.
- Use the validation notice. It must show the creditor, the balance on the itemization date and every change since (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period. Ask for the financing agreement, the merchant's name if it's a retail account, and a payment history.
- Find out whether the creditor sold the account. If the named creditor is a debt buyer, ask who the original lender was.
- Compare against your records. Make sure returns, refunds and payments you made were credited.
- Watch the limitations period. Texas generally gives four years to sue on a consumer debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states' periods vary.
Old accounts get special treatment in Texas; see can a debt buyer sue me on a time-barred debt in Texas?
What Alliant Capital Management Can and Can't Do
As an agency collecting consumer debts for creditors, Alliant is a "debt collector" under 15 U.S.C. § 1692a(6).
- When collecting a time-barred debt, it may not sue or threaten to sue (12 C.F.R. § 1006.26(b)).
- It may not call before 8 a.m. or after 9 p.m. in your time zone without your permission (15 U.S.C. § 1692c(a)(1)). See what times can debt collectors call?
- It may not collect interest or fees beyond what the agreement or law allows (15 U.S.C. § 1692f(1)).
- Calls exceeding seven in seven days about one account are presumed harassing (12 C.F.R. § 1006.14(b)(2)).
Visit our FDCPA attorneys page if you have concerns.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Alliant Capital Management or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Alliant Capital Management: home page
- CFPB enforcement actions search
- CFPB Consumer Complaint Database: Alliant Capital Management LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Alliant Capital Management has violated any law. Company details change; tell us if something here is out of date.