Hayt, Hayt & Landau, P.L. is a creditors' rights law firm with offices in Miami Lakes, Florida, and Atlanta, Georgia. It collects for banks, credit card issuers, auto lenders and debt buyers, so a letter or lawsuit from it usually concerns one of those accounts.
- Type
- Collection law firm
- Also known as
- Hayt, Hayt & Landau, P.L.
- Headquarters
- Miami Lakes, FL
- Collects
- credit card accounts, bank accounts, auto loans, debt buyer accounts, commercial accounts
- Phone numbers it lists
- (877) 474-0834, (305) 661-6660, (470) 276-9575
- Website
- haytfla.com
94 debt collection complaints were sent to the Consumer Financial Protection Bureau about Hayt Hayt & Landau, P.L. (FL) from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Hayt, Hayt & Landau?
Hayt, Hayt & Landau, P.L. is a law firm that calls itself "Creditor's Rights Attorneys." Its website says it has served creditors for more than 40 years and lists creditors' rights, debt collection, commercial litigation and compliance as its practice areas. Its Florida office is at 14750 NW 77th Court, Suite 100, Miami Lakes, and its Georgia office is at 8725 Dunwoody Place, Suite 1, Atlanta. We did not find a CFPB enforcement action against Hayt, Hayt & Landau.
Several unrelated firms use a similar name. This one states that it is "not affiliated with any other law firms using a similar name in other states." If your letter came from a New Jersey or Pennsylvania office, it is a different business. The CFPB's database lists this firm as "Hayt Hayt & Landau, P.L. (FL)."
Why Hayt, Hayt & Landau May Be Contacting You
The firm says its clients are banks, credit card issuers, auto lenders, debt buyers and other financial institutions and commercial creditors. In practice, that usually means a charged-off credit card, a personal loan or a deficiency after a vehicle was repossessed and sold. Because it is a law firm, it may send a demand letter first and then file suit in Florida or Georgia courts if the account is not resolved.
It lists toll-free (877) 474-0834, (305) 661-6660 for Miami Lakes and (470) 276-9575 for Atlanta, and it takes payments through an online portal. Its pages carry the federal notice that the communication is from a debt collector.
How to Check a Debt Hayt, Hayt & Landau Says You Owe
Find out first whether you have only received a letter or have already been served with a lawsuit. A suit has its own answer deadline that a dispute letter does not stop.
- Look for the validation notice. It should name the current creditor, show how the balance was calculated from the itemization date and give a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period. For a card or loan, ask for the account agreement, the charge-off statement and, if the plaintiff is a debt buyer, the bill of sale that lists your account.
- For a car deficiency, ask for the repossession and sale notices and the sale price, and check how the deficiency was figured.
- Confirm who owns the debt and compare the amount to your last statements.
- Check the dates. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt there (Tex. Fin. Code § 392.307). Florida and Georgia have their own limitation periods.
What Hayt, Hayt & Landau Can and Can't Do
Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA, including when they litigate (Heintz v. Jenkins, 514 U.S. 291 (1995)).
- It may not misstate the amount owed or the legal status of the debt (15 U.S.C. § 1692e(2)(A)).
- It may not imply that an attorney reviewed your account when none has (15 U.S.C. § 1692e(3)).
- It must file a consumer debt suit where you signed the contract or where you live (15 U.S.C. § 1692i).
- Once it knows you have a lawyer for the debt, it must generally contact the lawyer instead of you (15 U.S.C. § 1692c(a)(2)).
If you have been sued, our debt lawsuit questions library explains the next steps, and our Texas FDCPA attorneys page explains when a collector's conduct may give you a claim.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Hayt, Hayt & Landau (Florida) or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Hayt, Hayt & Landau, P.L.: home page
- CFPB enforcement actions search: Hayt
- CFPB Consumer Complaint Database: Hayt Hayt & Landau, P.L. (FL), debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Hayt, Hayt & Landau (Florida) has violated any law. Company details change; tell us if something here is out of date.