Couch Lambert LLC is a regional creditors' rights law firm based in Metairie, Louisiana, with offices in Houston and Dallas. It was known as Couch Conville & Blitt until 2021 and files consumer collection lawsuits for lenders.
- Type
- Collection law firm
- Also known as
- Couch Lambert LLC; Couch Conville & Blitt
- Headquarters
- Metairie, LA
- Collects
- consumer loans, secured (collateral) loans
- Phone numbers it lists
- (866) 282-3853
- Website
- gulfsouthlegal.com
43 debt collection complaints were sent to the Consumer Financial Protection Bureau about Couch Lambert LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Couch Lambert?
Couch Lambert LLC is a law firm that calls itself "A Regional Law Firm" and practices mainly in legal collections and creditors' rights. Until January 1, 2021, it operated as Couch Conville & Blitt; the firm's website announces the name change. Its main office is at 3501 North Causeway Boulevard, Suite 800, in Metairie, Louisiana, and its listing in the National Creditors Bar Association directory adds offices in Houston and Dallas, Texas, as well as Lenexa, Kansas; Bentonville, Arkansas; Picayune, Mississippi; and Oklahoma City. The firm lists licenses in Alabama, Arkansas, Kansas, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee and Texas. Benjamin G. Lambert is its managing partner, and the main number is (866) 282-3853.
Why Couch Lambert May Be Contacting You
The firm's practice areas include consumer legal collections, commercial legal collections, collateral lending and replevin, and creditor defense litigation. It says its clients include local, regional and national businesses, among them publicly traded companies and "some of the nation's largest lenders." For a Texan, contact from Couch Lambert usually means a lender has turned a defaulted account over for a lawsuit, or has already filed one. If the debt was secured by property such as a vehicle, the firm's replevin practice means it may also seek return of the collateral. Our guide to being sued by Couch Lambert in Texas covers the litigation side in detail.
How to Check a Debt Couch Lambert Says You Owe
- Find your answer date. In a Texas justice court debt claim case, the answer is generally due by the end of the 14th day after service; county and district courts use a different Monday rule. The first steps after being sued Q&A explains both.
- Identify the plaintiff. Is it the lender you dealt with or a company that bought the account? If you don't recognize it, see why a company you've never heard of may be suing you.
- Use the validation notice. Before or alongside suit, the firm's first communication should itemize the debt and give a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Dispute in writing and ask for the loan agreement and payment history.
- Check the math on secured loans. If collateral was repossessed and sold, ask for the sale notice and how the proceeds were credited.
- Raise limitations where it applies. Texas generally allows four years to sue (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Other states where the firm practices have their own periods.
What Couch Lambert Can and Can't Do
Under Heintz v. Jenkins, 514 U.S. 291 (1995), a law firm that regularly collects consumer debts, including in court, is a debt collector under the FDCPA. For Couch Lambert, that means:
- It must file a consumer debt suit in the county where you live or signed the contract (15 U.S.C. § 1692i).
- It cannot ask the court for amounts the contract and law don't allow, or misrepresent the debt in pleadings or letters.
- A Texas judgment generally cannot be used to garnish your wages for an ordinary consumer debt (Tex. Const. art. XVI, § 28).
- Its calls are subject to Regulation F's seven-in-seven limit (12 C.F.R. § 1006.14(b)(2)).
We did not find a CFPB enforcement action against Couch Lambert. See our Texas FDCPA attorneys page if you have questions about how a collection suit was handled.
Being sued by Couch Lambert? Read our full lawsuit guide →
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Couch Lambert or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Couch Lambert: home page
- National Creditors Bar Association: Couch Lambert LLC directory listing
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: Couch Lambert LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Couch Lambert has violated any law. Company details change; tell us if something here is out of date.