Gordon, Aylworth & Tami, P.C., also called GAT Law, is a creditors' rights and debt collection law firm in Eugene, Oregon. Its attorneys are licensed in Oregon, Washington and Idaho, and it collects through letters, calls and civil lawsuits.
- Type
- Collection law firm
- Also known as
- Gordon, Aylworth & Tami, P.C.; GAT Law
- Headquarters
- Eugene, OR
- Phone numbers it lists
- (800) 311-8566
- Website
- gatlawfirm.com
50 debt collection complaints were sent to the Consumer Financial Protection Bureau about Gordon, Aylworth & Tami, P.C. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Gordon, Aylworth & Tami?
Gordon, Aylworth & Tami, P.C. describes itself as "a creditors' rights law firm practicing debt collection litigation throughout the Pacific Northwest," with "attorneys licensed in Oregon, Washington, and Idaho." Its website, which uses the short name GAT Law, says the firm has served the region "since 1978." The BBB lists the firm at 4023 W 1st Ave, Eugene, Oregon 97402, as a corporation in the collection-attorney category, and names Matthew Aylworth as president and Eleanor Tami as secretary. The firm's phone is (800) 311-8566, and its email is [email protected].
Why Gordon, Aylworth & Tami May Be Contacting You
The firm does not list its clients or the kinds of debts it handles. As a collection litigation firm, its contact may be a demand letter for a creditor, a summons and complaint filed in an Oregon, Washington or Idaho court, or follow-up on an existing judgment. The firm's website lets consumers pay online, access their account or "offer a settlement." If you've moved to Texas from the Northwest and hear from GAT Law about an old account, ask which creditor it represents and whether there is already a judgment against you.
How to Check a Debt Gordon, Aylworth & Tami Says You Owe
- Look for court papers first. If you were served, the response deadline in that state controls, regardless of any dispute letter. Search the court's records for your name.
- Use the validation notice. It must name the creditor, itemize the balance and give your dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Dispute in writing within it.
- Ask for the documents. Request the account agreement, the final statement and, if the account was sold, the assignment records listing your account.
- Get settlement terms in writing before paying, including whether the payment resolves the debt in full and how it will be reported.
- Check limitations. Texas generally allows four years to sue on a consumer debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Oregon, Washington and Idaho have their own periods, and judgments last longer than open accounts.
What Gordon, Aylworth & Tami Can and Can't Do
A law firm that regularly collects consumer debts is a "debt collector" under the FDCPA, including in lawsuits (Heintz v. Jenkins, 514 U.S. 291 (1995)). That means GAT Law:
- Must bring any suit in the judicial district where you live or signed the contract (15 U.S.C. § 1692i).
- May not use false or misleading statements in its letters or court filings about the debt (15 U.S.C. § 1692e).
- May not collect fees or interest beyond what the agreement or law allows (15 U.S.C. § 1692f(1)).
- Must communicate only with your lawyer once it knows you have one for the debt (15 U.S.C. § 1692c(a)(2)).
We did not find a CFPB enforcement action against Gordon, Aylworth & Tami. More on law firms as debt collectors.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Gordon, Aylworth & Tami or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Gordon, Aylworth & Tami (GAT Law): home page
- BBB business profile: Gordon Aylworth and Tami PC (business facts only)
- CFPB enforcement actions (full list reviewed)
- CFPB Consumer Complaint Database: Gordon, Aylworth & Tami, P.C., debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Gordon, Aylworth & Tami has violated any law. Company details change; tell us if something here is out of date.