Mendelson Law Firm is a Memphis, Tennessee law firm that has represented creditors since 1975 and also practices estate planning. Its consumer collections practice handles accounts such as credit cards, medical bills, auto loans and landlord-tenant claims.
- Type
- Collection law firm
- Headquarters
- Memphis, TN
- Collects
- credit cards, medical bills, auto loans, credit union accounts, HOA accounts, landlord-tenant balances
- Phone numbers it lists
- (901) 763-2500, (866) 997-6325
- Website
- mendelsonfirm.com
20 debt collection complaints were sent to the Consumer Financial Protection Bureau about Mendelson Law Firm from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Mendelson Law Firm?
Mendelson Law Firm is a Memphis, Tennessee law firm with two sides to its practice: estate planning and elder law on one side, and creditors' rights on the other. Its website says it "has represented creditors and provided legal services for businesses and individuals since 1975." The National Creditors Bar Association (NCBA), a trade group for collection lawyers, lists the firm at 799 Estate Place in Memphis, notes it has been a member since 2003, and says its lawyers are also licensed in Mississippi.
On its payment page, the firm states that it "is a debt collector." We did not find a CFPB enforcement action against Mendelson Law Firm.
Why Mendelson Law Firm May Be Contacting You
The firm's NCBA listing names a long list of practice areas, including auto loans, credit cards, credit unions, medical bills, HOA matters, landlord/tenant cases, repossession and replevin, and judgment enforcement. Its website separates "commercial collections and subrogation" from "consumer collections." A consumer letter or lawsuit from Mendelson usually involves a Tennessee or Mississippi creditor, such as a credit union, hospital, landlord or auto lender.
If the firm has already won a judgment, its contact may be about collecting that judgment rather than the original bill.
How to Check a Debt Mendelson Law Firm Says You Owe
- Find the validation information in the first communication or a notice sent within five days, including the creditor, itemized balance and dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing before the deadline if you question the debt. For an auto deficiency, ask for the sale notice and the accounting of the repossession sale.
- Ask whether the original creditor still owns the account, or whether it was assigned to someone else.
- Check the balance against your loan payoff, lease ledger or medical statement, and question attorney's fees that were not awarded by a court or allowed by contract.
- Check the dates. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Tennessee and Mississippi apply their own periods.
Auto deficiencies are common in collection suits; see being sued for a car deficiency after repossession.
What Mendelson Law Firm Can and Can't Do
Law firms that regularly collect consumer debts are covered by the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). For Mendelson's consumer cases:
- It must file any collection suit in the county where you live or signed the contract (15 U.S.C. § 1692i).
- It may not threaten to take property that cannot legally be taken (15 U.S.C. § 1692e(4)). In Texas, wages, a homestead and many personal items are protected from most creditors.
- It may not add fees or charges not authorized by the agreement or law (15 U.S.C. § 1692f(1)).
- It may not discuss your debt with third parties, other than to locate you, without your consent (15 U.S.C. § 1692c(b)).
See our debt lawsuit questions or contact our Texas FDCPA attorneys.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Mendelson Law Firm or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Mendelson Law Firm: home page
- Mendelson Law Firm: payment options
- National Creditors Bar Association directory: Mendelson Law Firm
- CFPB enforcement actions list
- CFPB Consumer Complaint Database: Mendelson Law Firm, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Mendelson Law Firm has violated any law. Company details change; tell us if something here is out of date.