Aldridge Pite: Who They Are and Your Rights

Type

Collection law firm

Also known as

Aldridge Pite, LLP; Aldridge Pite Haan, LLP

Headquarters

Atlanta, GA

Collects

mortgage loans in default, foreclosure and eviction matters

Phone numbers it lists

(877) 319-8840

Website

aldridgepite.com

99 debt collection complaints were sent to the Consumer Financial Protection Bureau about Aldridge PIte Haan, LLP from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Aldridge Pite?

Aldridge Pite, LLP is a law firm whose website places its headquarters in Atlanta, Georgia. John G. Aldridge, Jr. is its founding partner. The firm handles residential and commercial foreclosures and evictions, Chapter 7, 11 and 13 bankruptcy matters, sales of bank-owned (REO) property, loss mitigation and commercial litigation. It says it offers services in 20 states plus the District of Columbia, including Texas. Effective February 1, 2026, it acquired certain assets of BWW Law Group, LLC, adding Virginia, the District of Columbia and Maryland to its footprint. We did not find a CFPB enforcement action against Aldridge Pite.

The firm's site lists California debt collector license 10724-99, says it is licensed as a collection agency in Maryland, and gives NMLS identifier 2268394. The CFPB complaint database lists the firm under the name Aldridge Pite Haan, LLP.

Why Aldridge Pite May Be Contacting You

Aldridge Pite's clients are banks, credit unions, mortgage servicers, institutional investors and other lenders. Its letters typically concern a mortgage or home-equity loan that is behind: a notice that foreclosure has been referred, a payoff or reinstatement figure, a notice of sale, an eviction after a foreclosure sale, or a filing in your bankruptcy case.

The firm lists (877) 319-8840, weekdays from 8:30 a.m. to 5 p.m. It provides payoff and reinstatement quotes by email when given the loan number and property address, and it has a separate address for foreclosure questions. It says it does not start debt contacts by email and warns that phishing emails have used its name.

How to Check a Debt Aldridge Pite Says You Owe

With a mortgage default, the numbers that matter are the reinstatement amount (what it takes to catch up) and the sale date. Get both in writing.

• Read any validation notice (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34) and dispute in writing within the validation period if the arrears, fees or escrow charges look wrong.
• Ask your servicer for the payment history and an itemized reinstatement quote. Foreclosure fees and costs should be listed separately.
• Confirm who owns the note and who services it. The servicer must tell you the owner of your loan on request (15 U.S.C. § 1641(f)(2)).
• Ask about loss mitigation now. Federal servicing rules generally bar a servicer from starting foreclosure until you are more than 120 days delinquent and limit a sale while a complete loss-mitigation application is pending (12 C.F.R. § 1024.41).
• Know the deadlines. Texas generally allows four years to sue on a debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Mortgage liens have special rules, and other states differ; see our note on time-barred mortgage debt.

What Aldridge Pite Can and Can't Do

Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)). For a firm that only enforces a security interest through a non-judicial foreclosure, the Supreme Court has held that most of the Act does not apply (Obduskey v. McCarthy & Holthus LLP, 139 S. Ct. 1029 (2019)). Letters that demand payment of the debt itself are a different matter.

• It may not threaten to take or sell your home without a present right to do so (15 U.S.C. § 1692f(6)).
• It may not misstate the amount needed to reinstate or pay off the loan (15 U.S.C. § 1692e(2)(A)).
• It may not try to collect a debt discharged in bankruptcy from you personally, although the lien on the home may remain.
• It may not charge foreclosure fees the loan documents or the law don't allow (15 U.S.C. § 1692f(1)).

If you have questions about a collector's conduct, see our Texas FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Aldridge Pite or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• Aldridge Pite: home page
• Aldridge Pite: About Us
• Aldridge Pite: Contact Us
• CFPB enforcement actions search: Aldridge
• CFPB Consumer Complaint Database: Aldridge PIte Haan, LLP, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Aldridge Pite has violated any law. Company details change; tell us if something here is out of date.