RMP (Receivables Management Partners): Who They Are and Your Rights

Type

Collection agency

Also known as

Receivables Management Partners, LLC; RMP, LLC; RMP Services; RMP Services, LLC

Headquarters

Indianapolis, IN

Collects

hospital bills, physician bills, patient balances after insurance, workers' compensation medical claims

Phone numbers it lists

(800) 299-0045, (800) 466-6933

Website

receivemorermp.com

455 debt collection complaints were sent to the Consumer Financial Protection Bureau about Receivables Management Partners, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is RMP?

Receivables Management Partners, LLC, which markets itself as RMP ("Receive More"), is a privately held revenue-recovery company headquartered in Indianapolis, Indiana. Its website says it is now a Meduit company and lists offices in Indianapolis; Sartell, Minnesota; Westlake, Ohio; Des Plaines, Illinois; and Waco, Texas. Several of those offices came from agencies that were rebranded as RMP. The company reports about 520 employees and says it serves roughly 200 hospitals and more than 30,000 physicians.

Meduit's published state disclosures say RMP uses the trade names RMP; RMP, LLC; RMP Services; and RMP Services, LLC, and give its NMLS ID as 1087556. The same page lists New York City and North Carolina collection licenses for RMP offices in Sartell, Indianapolis, Lansing, Waco and Des Plaines.

Why RMP May Be Contacting You

RMP's services are built around healthcare: extended business office work (billing patients on a provider's behalf before an account is in default), third-party collection of patient bad debt, and workers' compensation claims. Its website names Adventist Health System and Deaconess Health System among its clients. If you had an ER visit, a surgery or a doctor's appointment and a balance was left after insurance, the RMP letter is most likely about that bill.

RMP's contact page tells consumers who received a transfer notice from H & R Accounts, Inc. to call (800) 299-0045 if their account number starts with 03, or (800) 466-6933 if it starts with 06. Mail goes to P.O. Box 20636, Indianapolis, IN 46220.

How to Check a Debt RMP Says You Owe

Medical bills are often wrong because of insurance processing, so check the claim before you pay the balance.

• Use the validation notice. RMP must send a notice naming the hospital or practice and itemizing the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). Write down the dispute deadline it gives.
• Dispute in writing in time. Ask for the itemized bill with dates of service, and for proof that the provider billed your insurer. In Texas, a licensed health care facility may not pursue debt collection against a patient until it has sent an itemized bill; see our note on Texas SB 490.
• Find out who owns the account. Ask whether the provider still owns it or whether it was sold, and whether the account came over from another agency such as H & R Accounts.
• Compare against your explanation of benefits. If insurance, Medicaid, charity care or workers' compensation should have paid, say so in your dispute.
• Watch the calendar. In Texas, most debt suits must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers cannot sue on consumer debt older than that (Tex. Fin. Code § 392.307). Limitation periods vary from state to state.

What RMP Can and Can't Do

An agency that collects consumer debts owed to others, as RMP does for healthcare providers, is a "debt collector" under 15 U.S.C. § 1692a(6). That means:

• It may not report a medical account to the credit bureaus as accurate after you've disputed it without marking it disputed (15 U.S.C. § 1692e(8)). The national credit bureaus also changed how they handle paid and small medical collections; see our summary.
• It may not discuss your medical debt with your employer, neighbors or relatives, apart from limited location requests (15 U.S.C. § 1692c(b)).
• It may not add a fee that your agreement with the provider or state law doesn't authorize (15 U.S.C. § 1692f(1)).
• It may call no more than seven times in seven days about one account before harassment is presumed (12 C.F.R. § 1006.14(b)(2)).

We did not find a CFPB enforcement action against Receivables Management Partners. Learn more about medical bill lawsuits in Texas, or visit our FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If RMP (Receivables Management Partners) or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• RMP: home page
• RMP: About
• RMP: Contact (consumers)
• Meduit: state disclosures (RMP trade names and license numbers)
• CFPB enforcement actions search: Receivables Management Partners
• CFPB Consumer Complaint Database: Receivables Management Partners, LLC, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that RMP (Receivables Management Partners) has violated any law. Company details change; tell us if something here is out of date.