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Weber & Olcese: Who They Are and Your Rights

In short

Weber & Olcese is a Michigan law firm whose practice includes retail and commercial debt collection in Michigan and nine other states. A letter from it means a creditor has hired it to collect an account.

Type
Collection law firm
Also known as
Weber & Olcese, PLC; Weber Olcese
Collects
retail accounts, commercial accounts
Phone numbers it lists
(866) 816-8118
Website
weberolcese.com

84 debt collection complaints were sent to the Consumer Financial Protection Bureau about Weber & Olcese, PLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Weber & Olcese?

Weber & Olcese, PLC is a Michigan law firm founded in 1996 by Jeffrey Weber and Michael Olcese. Its website lists a mailing address of P.O. Box 7122, Troy, Michigan 48007, and a toll-free number of (866) 816-8118. Besides Michigan, the firm says it provides services in Colorado, Florida, Georgia, Indiana, Kentucky, New Mexico, Ohio, Tennessee and West Virginia.

The firm's practice covers retail and commercial debt collection, along with insurance defense, professional liability and subrogation work. Its site includes the standard notice that its communications come from a debt collector, and says it communicates in English and Spanish.

Why Weber & Olcese May Be Contacting You

For consumers, the most likely reason is a retail account: a store card, a consumer loan or another unpaid balance that a creditor referred to the firm. Since Weber & Olcese also does subrogation, a letter could instead concern money an insurer says it is owed after paying a claim, for example after a car accident. Those two situations are very different, so read the letter carefully to see which one applies and who the client is.

The firm doesn't list Texas among its states, though Colorado and Georgia are on its list. If you live in Texas and receive a letter, check whether the account comes from a time you lived elsewhere.

How to Check a Debt Weber & Olcese Says You Owe

  • Get the validation notice and keep the envelope. The notice must spell out the creditor, the itemized balance and your dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
  • Dispute in writing if you don't recognize it. Ask for the account agreement and statements, or, for a subrogation claim, the insurer's payment records and the basis for saying you're responsible.
  • Ask who holds the account now. A retail account may have been sold since you last paid. Ask the firm to name the current owner.
  • Check the math. Compare the principal with your last statement and ask what any added interest or charges are based on.
  • Mind the clock. In Texas, most suits on a debt must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on consumer debts past that period (Tex. Fin. Code § 392.307). Michigan and the other states the firm covers have different rules.

What Weber & Olcese Can and Can't Do

Attorneys who regularly collect consumer debts are debt collectors under the FDCPA, including when they file suit (Heintz v. Jenkins, 514 U.S. 291 (1995)). Purely commercial debts aren't covered by the FDCPA, but a consumer retail account is. When collecting one, the firm:

  • May not use false, deceptive or misleading statements, such as overstating what happens if you don't pay (15 U.S.C. § 1692e).
  • May not discuss your debt with your employer, neighbors or relatives, except to locate you (15 U.S.C. § 1692c(b)).
  • Must follow Regulation F's call-frequency limit of seven calls in seven days per account (12 C.F.R. § 1006.14(b)(2)).
  • Must sue only in the proper venue (15 U.S.C. § 1692i).

We did not find a CFPB enforcement action against Weber & Olcese. See whether a collector can contact your family or employer, or our FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Weber & Olcese or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

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Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Weber & Olcese has violated any law. Company details change; tell us if something here is out of date.

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