Absolute Recovery Services, LLC is a collection agency in Memphis, Tennessee, started in 2014. Its president came from collections at a multifamily and commercial property company, so its notices may concern balances left on apartment or other property accounts.
- Type
- Collection agency
- Also known as
- Absolute Recovery Services, LLC; ARS
- Headquarters
- Memphis, TN
- Phone numbers it lists
- (901) 507-3444
- Website
- absoluterecoverymemphis.com
132 debt collection complaints were sent to the Consumer Financial Protection Bureau about Absolute Recovery Services, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Absolute Recovery Services?
Absolute Recovery Services, LLC (ARS) is a collection agency at 1010 June Road, Suite 202, Memphis, Tennessee 38119. Its BBB business profile gives May 1, 2014 as the date the LLC started. The company's website calls it a relatively new name in the Memphis collections industry and says it is licensed, bonded and insured, without listing license numbers. Its president, Jason Burnett, previously managed collections for Makowsky Ringel Greenberg (MRG), a multifamily and commercial real estate development and management company.
The phone number on its contact page is (901) 507-3444. Absolute Recovery Services is a different company from Absolute Resolutions, a debt buyer with a similar name.
Why Absolute Recovery Services May Be Contacting You
ARS's website says MRG, a property management company, was its first client, and its BBB listing places it in property management categories as well as collections. That suggests many of its accounts come from landlords and property managers, though the website does not list its clients or limit the kinds of debts it takes. If you moved out of an apartment and later heard from ARS, the claim may involve unpaid rent, early-termination charges, cleaning or repair costs, or utilities billed through the lease. The website also says that when ordinary collection methods fail, it uses its legal staff and local courts, so a lawsuit is possible on some accounts.
How to Check a Debt Absolute Recovery Services Says You Owe
Move-out balances are easy to inflate and hard to verify unless you ask for the paperwork, so request it.
- Read the validation notice. It must name the landlord or other creditor and itemize the debt (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing within the validation period. For a lease, ask for the signed lease, the move-out inspection, the itemized list of charges, and how your security deposit was applied.
- Confirm the owner. Ask whether the property owner still owns the claim or whether it was sold or assigned.
- Compare against your records. Use your move-out photos, your notice to vacate and rent receipts. Charges for normal wear and tear, or rent for months after a unit was re-let, deserve a close look.
- Check the time limit. Texas generally allows four years to sue on a consumer debt (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Tennessee and other states have their own periods.
What Absolute Recovery Services Can and Can't Do
An agency collecting consumer debts for others is a "debt collector" under 15 U.S.C. § 1692a(6). Residential rent counts as a consumer debt. That means:
- It may not collect charges the lease does not authorize, such as an unexplained "collection fee" (15 U.S.C. § 1692f(1)).
- It may not report the account to a credit bureau without marking it disputed after you dispute it (15 U.S.C. § 1692e(8)).
- It may not threaten legal action it doesn't intend to take (15 U.S.C. § 1692e(5)).
- More than seven calls in seven days about one account is presumed harassment (12 C.F.R. § 1006.14(b)(2)); see how often collectors may call.
We did not find a CFPB enforcement action against Absolute Recovery Services. If you have concerns, visit our FDCPA attorneys page.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Absolute Recovery Services or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Absolute Recovery Services: home page
- Absolute Recovery Services: About us
- Absolute Recovery Services: Contact
- BBB business profile: Absolute Recovery Services, LLC (start date, address)
- CFPB enforcement actions search: Absolute Recovery
- CFPB Consumer Complaint Database: Absolute Recovery Services, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Absolute Recovery Services has violated any law. Company details change; tell us if something here is out of date.