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Texas Debt Law

Collection law firm

Lefkoff, Rubin, Gleason, Russo & Smith: Who They Are and Your Rights

In short

Lefkoff, Rubin, Gleason, Russo & Smith, P.C. (listed by the CFPB as Lefkoff, Rubin, Gleason, Russo & Williams) is an Atlanta creditors' rights law firm founded in 1993. It represents banks, mortgage lenders, finance companies, auto dealers and credit unions in collections, foreclosures, bankruptcy and evictions.

Type
Collection law firm
Also known as
Lefkoff, Rubin, Gleason, Russo & Smith, P.C.; Lefkoff, Rubin, Gleason, Russo & Williams, P.C.; LRGRS
Headquarters
Atlanta, GA
Collects
bank and finance company loans, credit union loans, mortgage defaults, secured personal-property loans
Phone numbers it lists
(404) 869-6900
Website
lrglaw.com

16 debt collection complaints were sent to the Consumer Financial Protection Bureau about Lefkoff, Rubin, Gleason, Russo & Williams, P.C. from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Lefkoff, Rubin, Gleason, Russo & Smith?

Lefkoff, Rubin, Gleason, Russo & Smith, P.C. (LRGRS) is a creditors' rights law firm founded in Atlanta, Georgia in 1993. The CFPB complaint database lists the firm under an earlier form of its name, Lefkoff, Rubin, Gleason, Russo & Williams, P.C.; its website now uses "& Smith." Its site says it represents commercial banks, mortgage lenders, finance companies, loan servicing agents, institutional lenders, automobile dealerships and credit unions, and that it runs a national program covering all 50 states.

The firm's main number is (404) 869-6900, with a separate real estate line, (404) 869-6877. We did not find a CFPB enforcement action against the firm under either name.

Why Lefkoff, Rubin, Gleason, Russo & Smith May Be Contacting You

LRGRS describes several practice areas, each of which can lead to contact with a consumer:

  • Collections. The firm says it collects debts for its lender clients "from the demand letter to judgment," and handles post-judgment garnishment and asset attachment.
  • Personal property foreclosure. It uses Georgia procedures to obtain writs of possession and turnover orders for collateral such as vehicles, and says it handles these actions nationally.
  • Real estate foreclosure and evictions under Georgia's non-judicial foreclosure process, including post-foreclosure evictions.
  • Bankruptcy, representing secured creditors in consumer cases.

A demand letter from the firm usually means a bank, credit union or finance company has referred a defaulted loan, or that a lender wants to recover the collateral securing it.

How to Check a Debt This Firm Says You Owe

  • Review the validation notice for the lender's name and an itemized balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34), and dispute in writing within the validation period if something is off. See how to dispute a debt.
  • Ask for the loan documents and payment history, including the security agreement if the firm is seeking collateral.
  • After a repossession or foreclosure sale, ask for the sale date, price and expenses so you can check any deficiency. See car deficiency suits.
  • If you are in bankruptcy, give the firm your case number and have your bankruptcy lawyer respond; the automatic stay generally stops collection.
  • Check the age of the debt. In Texas, suits on most debts must be filed within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers can't sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Georgia sets its own deadlines.

What This Firm Can and Can't Do

Lawyers who regularly collect consumer debts are "debt collectors" under the FDCPA, even in litigation (Heintz v. Jenkins, 514 U.S. 291 (1995)). See can the collection law firm also be a debt collector?

  • It cannot threaten to take collateral when there is no present right to possession or no intention to take it (15 U.S.C. § 1692f(6)).
  • It cannot misstate the balance or add unauthorized charges (15 U.S.C. §§ 1692e(2), 1692f(1)).
  • Consumer-debt suits must be filed where you live or signed the contract (15 U.S.C. § 1692i).
  • Georgia allows some post-judgment garnishment; Texas does not allow wage garnishment for ordinary consumer debts.

If the firm's conduct seemed improper, see our Texas FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Lefkoff, Rubin, Gleason, Russo & Smith or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Lefkoff, Rubin, Gleason, Russo & Smith has violated any law. Company details change; tell us if something here is out of date.

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