Schrier Tolin & Wagman, LLC is a Rockville, Maryland law firm with in-house collections that represents creditors in Maryland, Virginia and South Carolina. A letter, call or lawsuit from it means a creditor has hired the firm to collect an account.
- Type
- Collection law firm
- Also known as
- Schrier, Tolin and Wagman, LLC; Schrier Tolin & Wagman, LLC; STW
- Headquarters
- Rockville, MD
- Phone numbers it lists
- (301) 605-7955, (844) 309-6834
- Website
- stwfirm.com
28 debt collection complaints were sent to the Consumer Financial Protection Bureau about Schrier, Tolin and Wagman, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.
Who Is Schrier Tolin & Wagman?
Schrier Tolin & Wagman, LLC is a collection law firm at 700 King Farm Boulevard, Suite 625, Rockville, Maryland 20850. Its website lists (301) 605-7955 as its main number and (844) 309-6834 as a toll-free line, and gives NMLS number 1668016 for license lookups. The firm calls itself "a full-service collections firm" and says that, as a law firm with in-house collection services, it can combine collection activity with filing lawsuits. Its site states that its communications are from a debt collector.
Why Schrier Tolin & Wagman May Be Contacting You
The firm says it represents "nearly every type of creditor, including some of the largest financial institutions in the U.S." It doesn't publish a client list. Its About page and FAQ say it files legal action and collects in three states: Maryland, Virginia and South Carolina. So contact from the firm usually means one of two things: a creditor has placed a past-due account with it for collection, or the firm has filed, or is preparing to file, a lawsuit in one of those states. If you now live in Texas and the account was opened elsewhere, the firm's letter is still worth reading carefully, because a lawsuit in another state can lead to a judgment you'd have to deal with later.
How to Check a Debt Schrier Tolin & Wagman Says You Owe
- Find the validation notice and its dispute deadline. It must name the creditor the firm represents and itemize the balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
- Dispute in writing. The firm's FAQ accepts disputes by email at [email protected] or by mail to the Rockville office. Keep a copy and proof of sending.
- Ask whether the client is the original lender or a company that bought the account, and request the agreement and the last statements.
- Look for a court case. If you've been served, check the court and deadline in the papers and confirm the case with the clerk before talking settlement.
- Get any payment plan in writing. The FAQ says payment arrangements must be expressly approved by a firm representative.
- Know your limitation period. If a case is filed in Texas, most debt suits must come within four years (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers can't sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Maryland, Virginia and South Carolina have their own periods.
What Schrier Tolin & Wagman Can and Can't Do
Lawyers who regularly collect consumer debts, including through litigation, are "debt collectors" under the FDCPA (Heintz v. Jenkins, 514 U.S. 291 (1995)); see collection law firms and the FDCPA. The firm:
- Must generally sue a consumer where the consumer signed the contract or lives when the suit is filed (15 U.S.C. § 1692i).
- May not misstate the amount owed or add unauthorized attorney's fees (15 U.S.C. §§ 1692e(2), 1692f(1)).
- Must stop collecting a debt you dispute in writing on time until it mails verification (15 U.S.C. § 1692g(b)).
- May not contact you directly if it knows you have a lawyer for the debt (15 U.S.C. § 1692c(a)(2)).
We did not find a CFPB enforcement action against Schrier Tolin & Wagman.
We Sue Debt Collectors That Break the FDCPA
Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Schrier Tolin & Wagman or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.
Free FDCPA Case Review(214) 851-2250
Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.
Sources
- Schrier Tolin & Wagman: home page
- Schrier Tolin & Wagman: About us
- Schrier Tolin & Wagman: FAQ
- CFPB enforcement actions (full list reviewed)
- CFPB Consumer Complaint Database: Schrier, Tolin and Wagman, LLC, debt collection
This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Schrier Tolin & Wagman has violated any law. Company details change; tell us if something here is out of date.