Fairway Capital Recovery: Who They Are and Your Rights

Type

Collection agency

Also known as

Fairway Capital Recovery, LLC; FCR

Headquarters

Cincinnati, OH

Phone numbers it lists

(800) 735-7952, (866) 734-1615, (513) 619-7565

Website

fairwaycapitalrecovery.com

113 debt collection complaints were sent to the Consumer Financial Protection Bureau about Fairway Capital Recovery, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Fairway Capital Recovery?

Fairway Capital Recovery, LLC is a debt collection agency at 4000 Executive Park Drive, Suite 300, in Cincinnati, Ohio. A company press release says it was founded in 2012 by its president, Matt Alkire, and that in January 2025 it merged operations with Controlled Credit Corporation, Inc., with each organization initially continuing to operate independently. Fairway says it is nationally licensed; its site footer lists NMLS ID 1038535. We did not find a CFPB enforcement action against Fairway Capital Recovery. (The CFPB has acted against Fairway Independent Mortgage Corporation, an unrelated mortgage lender.)

Why Fairway Capital Recovery May Be Contacting You

Fairway markets its services to businesses that want help with "aged receivables," and its home page uses doctor's offices and electric companies as examples of the kinds of businesses with accounts in collection. Its site does not list clients by name, so check the creditor on your notice. Fairway says it uses third-party databases to find more information about consumers and uses credit reporting as part of its collection work.

If you had an account with Controlled Credit Corporation, Fairway's site now carries a link for Controlled Credit payments. Fairway's contact page lists (800) 735-7952 for paying a bill, plus (866) 734-1615 toll-free and (513) 619-7565.

How to Check a Debt Fairway Capital Recovery Says You Owe

When an account moves between agencies, or agencies merge, records can lag. Make sure the balance and the creditor match what you know.

• Get the validation notice. It must name the creditor and give an itemized balance (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34).
• Dispute in writing within the validation period. Ask for the creditor's statement, the date of the last payment and an explanation of any interest or fees. Fairway's contact form has a "Dispute Resolution" option, but a mailed, dated letter gives you the clearest record. Fairway must stop collecting until it verifies.
• Bring payment proof. If you paid Controlled Credit Corporation or the original creditor, send copies so the payment is credited.
• Ask who owns the account and whether it has been sold.
• Check the limitation period. Texas allows four years to sue on most debts (Tex. Civ. Prac. & Rem. Code § 16.004), and debt buyers may not sue on time-barred consumer debt (Tex. Fin. Code § 392.307). Ohio and other states differ.

What Fairway Capital Recovery Can and Can't Do

Fairway collects consumer accounts owed to its clients, so it is a "debt collector" under 15 U.S.C. § 1692a(6).

• If it reports to credit bureaus, it must first communicate with you about the debt (12 C.F.R. § 1006.30(a)) and must report accurately, including noting a dispute (15 U.S.C. § 1692e(8)).
• For a medical bill, the national bureaus no longer report paid medical collections or those under $500; see medical debt credit reporting changes.
• It may not call more than seven times in seven days per debt (12 C.F.R. § 1006.14(b)(2)).
• It may not threaten action it cannot take; in Texas, a collector cannot garnish wages for an ordinary consumer debt.

If its collection seemed improper, see our Texas FDCPA attorneys page.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Fairway Capital Recovery or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

Free FDCPA Case Review(214) 851-2250

Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

• Fairway Capital Recovery: home page
• Fairway Capital Recovery: About
• Fairway Capital Recovery: Contact
• Fairway Capital Recovery: Controlled Credit Corporation merger announcement
• CFPB enforcement actions search: Fairway
• CFPB Consumer Complaint Database: Fairway Capital Recovery, LLC, debt collection

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Fairway Capital Recovery has violated any law. Company details change; tell us if something here is out of date.