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Alliance CAS: Who They Are and Your Rights

In short

Alliance CAS, LLC is a Florida collection agency that works for homeowners, property owners and condominium associations. If it contacts you, it is almost certainly about assessments your community association says are past due.

Type
Collection agency
Also known as
Alliance CAS, LLC
Headquarters
Weston, FL
Collects
homeowners association assessments, condominium association dues, property owners association assessments
Phone numbers it lists
(866) 778-9504, (954) 477-8001
Website
alliancecas.com

35 debt collection complaints were sent to the Consumer Financial Protection Bureau about Alliance CAS, LLC from November 13, 2023 to November 12, 2026. A complaint is a consumer's account, not a finding that the company broke the law. Read the complaints in the CFPB database.

Who Is Alliance CAS?

Alliance CAS, LLC is headquartered at 2200 N Commerce Parkway, Suite 200, in Weston, Florida. It describes itself as a "fully-licensed third-party collection agency specializing in community association debt recovery" and says it started in Florida in 2008. Its site lists its collection work in Florida, Georgia, South Carolina and North Carolina, and it states that it is a debt collector.

Homeowners can reach consumer support at (866) 778-9504 or [email protected]. The (954) 477-8001 number is its sales line for associations. It also handles estoppel requests for property sales by email.

Why Alliance CAS May Be Contacting You

Alliance's clients are community associations: HOAs, property owners associations and condominium associations. A letter, call or email from Alliance usually means your association placed your account with it for past-due assessments. The company's FAQ says the associations hire it to collect and that the debts are not sold to it, so your association remains the creditor.

The FAQ also says three things homeowners often ask about:

  • Liens are filed only when the association authorizes them, and they can be released after payment in full.
  • Payment options are worked out with each association, so ask early if you can't pay in one installment.
  • Alliance says it does not report accounts to the credit bureaus.

How to Check an Assessment Balance Alliance CAS Says You Owe

Association debts often grow with late charges, interest and collection costs, so start with the paper trail.

  • Validation notice: it should itemize the balance from a set date and give you a dispute deadline (15 U.S.C. § 1692g; 12 C.F.R. § 1006.34). A written dispute sent within the validation period requires Alliance to pause collection until it verifies the amount.
  • Your own ledger: compare the itemization with your bank records and the association's statements. Alliance asks homeowners who believe they are current to send proof, such as cancelled checks or bank statements.
  • The governing documents: your declaration and the association's collection policy control which fees can be passed on to you. Ask which provision supports each charge. Our page on whether a collector can add fees explains the FDCPA side of this.
  • Time limits: for an ordinary Texas debt claim the limit is four years (Tex. Civ. Prac. & Rem. Code § 16.004), though lien rights can work differently. Florida, Georgia and the Carolinas set their own rules.

What Alliance CAS Can and Can't Do

Assessments on your home are consumer debts under the FDCPA, and a third-party agency collecting them is a "debt collector" under 15 U.S.C. § 1692a(6). That means:

  • It may not collect any fee, interest or charge unless the governing documents or the law allow it (15 U.S.C. § 1692f(1)).
  • It may not threaten a lien, foreclosure or other action that isn't authorized or intended (15 U.S.C. § 1692e(5)).
  • It may not discuss your account with neighbors or other owners (15 U.S.C. § 1692c(b)).
  • Calls are limited by the Reg F seven-in-seven presumption (12 C.F.R. § 1006.14(b)(2)); see our Reg F call and text summary.

We did not find a CFPB enforcement action against Alliance CAS. If an assessment collector added charges your documents don't allow, our FDCPA attorneys can review the statement.

We Sue Debt Collectors That Break the FDCPA

Texas Debt Law files Fair Debt Collection Practices Act lawsuits against debt collectors in federal court for consumers in Texas, California, Illinois, Georgia and Colorado. If Alliance CAS or anyone collecting for it harassed you, misstated what you owe, threatened action it could not take, or told others about your debt, you may have a claim. A court can order a collector that violated the FDCPA to pay your actual damages, up to $1,000 in additional statutory damages, and your attorney's fees and costs (15 U.S.C. § 1692k(a)). An FDCPA claim generally must be filed within one year of the violation (§ 1692k(d)), so keep your letters, call logs, voicemails and screenshots, and talk to us early. Texas residents may also have claims under the Texas Debt Collection Act. Learn more from our FDCPA attorneys.

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Or start your free case evaluation online. No lawyer can promise a result; every claim depends on its facts and proof.

Sources

This profile is general information compiled from public sources, not legal advice, and it does not state or imply that Alliance CAS has violated any law. Company details change; tell us if something here is out of date.

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