Frisco is home base for Texas Debt Law. Our principal office is at 7700 Preston Rd, Suite 703, in Frisco, and from here we defend people across Texas who have been sued by credit card companies, debt buyers and collection agencies.

Being local helps, but Frisco has a wrinkle that most cities don't: it sits in two counties. Which one you live in decides which courts hear your case, which clerk's office handles the file, and where any hearing would be held. This page walks through both.

Free Case Evaluation(214) 945-0000

First Question: Collin County or Denton County?

Frisco has about 235,208 residents, based on the U.S. Census Bureau's 2024 estimate. About 59% of them live in Collin County and about 41% live in Denton County. A debt lawsuit is usually filed in the county and justice precinct where the person being sued lives, though the rules allow some other options. Your property tax statement or voter registration card will show your county, and so will the top of the petition you were served with.

Both counties have a justice court inside Frisco city limits, which surprises a lot of people:

Collin County Justice of the Peace, Precinct 4 is listed by Collin County at the Frisco sub-courthouse, 8585 John Wesley Dr.
Denton County Justice of the Peace, Precinct 2 is listed by Denton County at the Frisco Government Center, 5533 FM 423, Suite 901.

Two courts, two counties, two sets of local procedures, both with a Frisco address. Don't assume you know which one has your case until you've read the citation.

If your case is in Collin County

Collin County has four justice precincts. Its county courts at law and district courts are at the courthouse on Bloomdale Road in McKinney. The county's justice courts accept civil filings electronically and publish an interactive map to find your precinct.

If your case is in Denton County

Denton County has six justice precincts, with offices in Denton, Frisco, Lewisville, Flower Mound, Cross Roads and Carrollton. Its district courts and county courts at law are in the city of Denton. The county's precinct search runs through its online map, and its justice courts accept civil cases through E-File Texas.

Justice Court or County Court?

Most credit card suits ask for less than $20,000, which is the limit for a justice court. In justice court, a lawsuit by a debt buyer, collection agency, bank or lender is handled as a "debt claim case," with its own short set of rules. Your answer is due by the end of the 14th day after you were served.

Bigger balances, and sometimes smaller ones, are filed in a county court at law or district court. There, the answer is due by 10:00 a.m. on the Monday after 20 days from service, and the case runs under the full rules of civil procedure. If the plaintiff files a motion for summary judgment (filed on or after March 1, 2026), the response is due 21 days after the motion was filed.

For a Frisco resident on the Denton County side, a county or district court case means the courthouse is in Denton, not next door. For one on the Collin County side, it's McKinney. In both, we can handle most of the case through e-filing and written submissions, and we'll tell you ahead of time if your presence is needed. Try our answer deadline calculator to estimate your date.

How We Handle a Frisco Debt Case

First: We review the petition and any letters you've received, confirm the court and the deadline, and file your answer. Once we represent you, the plaintiff's lawyers deal with us.

Next: We test the plaintiff's case. Does a debt buyer have proof it owns the account? Is the debt older than the four-year limitations period? (A debt buyer can't sue on a time-barred consumer debt at all.) Does the balance match the records? Is the person sued actually the account holder?

Then: Depending on what we find and what you want, we push for dismissal, take the case toward trial, or negotiate a settlement that ends the lawsuit on terms you can live with. If a collector crossed a line before or during the case, we look at claims under the FDCPA and Texas Debt Collection Act.

Our Flat Fee

One flat fee, set by the amount you're being sued for, starting at $400. Payment plans are available.

Amount of the Lawsuit	Our Flat Legal Fee	Payment Plan
Less than $1,000	$400	Up to 2 months
$1,001 – $3,000	$500	Up to 2 months
$3,001 – $5,000	$750	Up to 3 months
$5,001 – $7,500	$1,000	Up to 4 months
$7,501 – $10,000	$1,250	Up to 6 months
$10,001 – $12,500	$1,500	Up to 6 months
$12,501 – $15,000	$1,750	Up to 6 months
$15,001 – $20,000	$2,000	Up to 6 months
Over $20,000	Call for Pricing

Free Resources for Frisco Residents

These public resources are independent of our firm:

Legal Aid of NorthWest Texas offers free civil legal help to eligible low-income residents. Its service area includes both Collin and Denton counties, and it lists offices in McKinney and Denton.
Collin County Justice Courts: precinct map, local rules, case search and links to the free Guide and File self-help tool.
Denton County Justice of the Peace Precincts: each precinct's page, the precinct search and e-filing information.
Public law libraries: the Curt B. Henderson Law Library in McKinney and the Denton County Law Library in Denton. Staff at both can help you find materials but can't give legal advice.

Frisco FAQs

My address is in Frisco. Why does my lawsuit say Denton County?

Because a large part of Frisco, roughly 41% of residents, is in Denton County. If you live on that side, a debt suit will usually be filed in a Denton County court.

There are two justice courts in Frisco. Which one is mine?

The citation will say. "Collin County, Precinct 4" points to the Frisco sub-courthouse on John Wesley Dr. "Denton County, Precinct 2" points to the Frisco Government Center on FM 423. Each county also has a precinct lookup tool on its website.

Can I meet with you in person?

Yes. Our principal office is in Frisco, on Preston Road. Most clients find phone, text and email faster, but we're glad to meet if you'd rather sit down and go through your papers.

What if I've already been sued and missed the deadline?

Call right away. If no default judgment has been signed yet, an answer can often still be filed. If one has been signed, there may be ways to challenge it, or we can look at a post-judgment settlement.

See our debt lawsuit Q&A for more.

Talk to a Frisco Debt Defense Attorney

Call or text (214) 945-0000, or start a free case evaluation online. Se habla español. We also defend clients next door in Plano and in Denton.

Helpful guides

General information, not legal advice for your case.